bellaozzydog
rolling turds in glitter
They just hand each other’s business cards out at the golf club/masons
If it’s a 100 years old it’s plumbing problems were ironed out a long time ago
Buying a home and don't know how anything works
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If it’s a 100 years old it’s plumbing problems were ironed out a long time ago
Thora
Differently Ethical
Is it a genuine recommendation (eg he has stopped something dodgy that needs to be investigated) or just a covering himself, “seek an expert opinion” kind of thing?
Our survey also commented that they recommend various things being checked by electricians or engineers but it’s more the surveyor not taking responsibility for things outside their expertise rather than indicating a problem.
Callie
Pivoting
Not strictly true if the same family lived there for 90 years and werent too good with upkeep and modernisation
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Cat Fan
Cats and stats
It's just an "I always recommend" thing. Not any specific problem. Tempted to save the £200.
Cat Fan
Cats and stats
It's been rented out for the last five years, so in theory if there was a problem the landlord should have fixed it, but no way to tell for sure. Toilets flushed ok anyway, gave them a try on the last viewingNot strictly true is the same family lived there for 90 years and went too good with upkeep and modernisation
Thora
Differently Ethical
I wouldn’t bother then.
Yeh I wouldn't bother, it's arse covering.
It all takes so long, we've got to wait until next Tuesday for another mortgage appt to choose the product, because of the BH and maybe also because half-term, there's no appts. I just want to get going and plan paint colours but things could go wrong.
It all takes so long, we've got to wait until next Tuesday for another mortgage appt to choose the product, because of the BH and maybe also because half-term, there's no appts. I just want to get going and plan paint colours but things could go wrong.
Elpenor
Dancing as fast as I can
My surveyor was all over the cctv drain inspection too. Obviously lots of interesting plops to view 
Got home, mortgage deed has arrived from solicitor for me to sign. Drove to the hotel my friends are staying at (they are back in Devon now as their property that didn’t go through on Friday will apparently now complete tomorrow providing the seller can confirm all services have been reconnected) and got one of them to witness it. Popped it through the solicitors letter box on my way home. Another job done
Got home, mortgage deed has arrived from solicitor for me to sign. Drove to the hotel my friends are staying at (they are back in Devon now as their property that didn’t go through on Friday will apparently now complete tomorrow providing the seller can confirm all services have been reconnected) and got one of them to witness it. Popped it through the solicitors letter box on my way home. Another job done
Elpenor
Dancing as fast as I can
More documents have arrived today for signing and witnessing. The letter also mentioned the transferring over of deposit etc. it’s all getting very close.
Today’s job is to arrange the buildings insurance policy for house. I suppose the best thing to do is to pick a decent policy and upgrade it to contents cover when I’ve completed?
Today’s job is to arrange the buildings insurance policy for house. I suppose the best thing to do is to pick a decent policy and upgrade it to contents cover when I’ve completed?
equationgirl
Respect my existence or expect my resistance
I would just do both at once, get it done. There's always the chance you could forget to do your contents insurance.
shakespearegirl
just worked out taglines
What needs to be physically signed rather than able to be done electronically? That’s gonna be a timing hurdle for us, with august being a nightmare time to be flying back to the uk and having to try to coordinate packing up the remaining bits in the house with signatures and both of us not being able to be there at the same time for more than a few days due to cat here in Portugal! Getting anything sent here is risky!!
Elpenor
Dancing as fast as I can
Good point
Cat Fan
Cats and stats
It feels like a lot of docs to sign and return. We are selling a share of freehold flat and needed to get all the freeholders to sign the transfer form plus signing a separate form to transfer the leasehold. The UK system is so stuck in the past it's unbelievable. Digital house sales when...
equationgirl
Respect my existence or expect my resistance
In our case we had to do ID verification using an app which required physically scanning passport, some proof of address and some bank statements via the app and then making a video. This was apparently meant to be done at the beginning of the process but due to them forgetting it was done in a rush at the very end.
We also had to sign a few documents (with witnesses, but they could be anyone). These docs we were emailed, printed out ourselves and posted back so you might be able to do that from Portugal.
However every bank, solicitor, freeholder, estate agent seems to do everything differently so I'd raise this with your solicitor in advance.
shakespearegirl
just worked out taglines
We’ve done the ID verification and only selling so hopefully not too many forms to sign!
Cat Fan
Cats and stats
Might just be the transfer of title then. (TR1 form)
Edit: forgot about sale contract, that probably needs signing as well
In that case you might just be able to print, sign and return by DHL or something. I'd deffo check with solicitors though in case there are any ramifications re witnesses or something
Bought insurance from Aviva.
Logged into my Aviva account to retrieve the documents.
Can only see existing contents cover I have with Aviva for my rental
Surely you can't insure a house you don't own?
Puddy_Tat
naturally fluffy
I read somewhere that you're supposed to take out buildings insurance as soon as you exchange contracts which does seem weird
I'm not entirely sure I did that with my two home purchases, although both were non chain, so it's possible i exchanged / completed at the same time - i can't remember now.
prunus
Tick tock.
Once you exchange you are legally bound to purchase it, even if it burns down in the meantime (between exchange and completion). So insurance is a good idea.
I think that's right, yeh, but didn't think exchange had happened yet?
eta i should've said that you haven't exchanged on, as before that there is no legal contractual responsibilty.
I'm feeling so impatient, after living in a 60s house, which I really like, and would've looked great if we stayed and renovated, I'm really looking forward to doing a dado rail wallpaper and paint combo in the hall and up the stairs in the house I hope will be ours
In reality, it'll probably take me 10 years to make a decision.
In reality, it'll probably take me 10 years to make a decision.
Puddy_Tat
naturally fluffy
ah yes, in that case it would be odd
and it's occurred to me that i never took out buildings insurance on this place (it's leasehold so part of the deal)
Elpenor
Dancing as fast as I can
i think I may have jumped the gun a bit with arranging insurance - that said the policy starts from Monday and I can cancel it any time.
I might have missed, is that your exchange date?
Elpenor
Dancing as fast as I can
No, but for the sake of a few pence a day it seemed worth sorting it out now as I don’t know when exchange will be other than soon and I had some time today
looking back this is my tendency to panic and do stuff without thinking it through coming isn’t it
I should have waited to speak to the solicitor to get an idea of exchange. Still hopefully get a better idea of matters on Monday - no real harm done
looking back this is my tendency to panic and do stuff without thinking it through coming isn’t it
I should have waited to speak to the solicitor to get an idea of exchange. Still hopefully get a better idea of matters on Monday - no real harm done
