Buying a home and don't know how anything works

[cybershot]

Well there it is

so they want to make up money lost over 8 months by starting the process again at a higher price with someone else that will see them lose out for a further 8 months most likely.

clearly not members of Mensa.

 

[Looby]

Are you a cash buyer too bellaozzydog because otherwise won’t sorting funding etc take ages? New offer etc.

 

[muscovyduck]

Well there it is

Call their bluff. If they're gonna dick you about now they'll keep dicking you about and it's probably best to walk away.
Is it definitely 'your side' that's caused the delay?

 

[bellaozzydog]

To put it into context they want an extra 8 thousand quid.
I just have to take the cash hit.

the place is worth more and has loads of potential it is just very niche

I grin every time I walk passed it. It ticks all my boxes and I’ve had the plan for it lined up for 8 months

I just told the reptile estate agent to get on with it

 

[WouldBe]

If notices and consultation valid, if freeholder is council or housing association, they might offer interest free loan and leaseholder can pay in installments.

They can also put a charge on the deeds that only gets paid when the property is next sold.

 

[miss direct]

As it's ex-council, they would've probably done some works to bring the building up to the Decent Homes standard (think there was something like the Decent Homes Act 2010). Basically social/registered landlords were required to bring homes up to a certain standard, theoretically by 2010 but on our estate there were some delays as the whole estate was transferred from council to an ALMO (arms length management organisation), a housing association/housing trust.

They replaced wooden double-glazing with uPVC, installed cavity wall insulation, think they did loft insulation, all council tenants got new kitchens and bathrooms and the old inefficient and expensive to run back boiler (behind gas fire) and hot water tank systems were replaced with new combi-boiler central heating.

So depending on when your vendors bought the property from the council, some works might've been done in the past decade.

I had a roof replacement too.

I can't remember if I've me tioned it before in this thread, but legally, a freeholder has to serve a Section 20 Notice and consult leaseholders about any 'major works' that will cost more than £250. So you will get advance notice and you can ask them to show you the quotes.

Also, a recent legal case went to Court of Appeal, and freeholders now have to pay for an independent expert to advise leaseholders.

But if they don't serve notices and consult properly, the leaseholders contribution gets capped at £250.

If notices and consultation valid, if freeholder is council or housing association, they might offer interest free loan and leaseholder can pay in installments.

Thanks for that Ann really very very useful. I frequently feel clueless about the way anything works after being away for so many years.

Fingers crossed I get a date next week.

 

[miss direct]

Heard nothing from solicitors today.

House share is just getting worse. To add to the suspended from work housemate, I now have another housemate on bail for glassing someone in a pub. Really need to not be here.

 

[Epona]

Well there it is

I'd be entirely inclined to tell them to shove it where the sun doesn't shine and see what happens.

 

[Puddy_Tat]

Heard nothing from solicitors today.

House share is just getting worse. To add to the suspended from work housemate, I now have another housemate on bail for glassing someone in a pub. Really need to not be here.

 

[hash tag]

Heard nothing from solicitors today.

House share is just getting worse. To add to the suspended from work housemate, I now have another housemate on bail for glassing someone in a pub. Really need to not be here.

There is a way out of this, you know what it is......get on the phone to your solicitor and push......maybe agents also.

 

[miss direct]

There is a way out of this, you know what it is......get on the phone to your solicitor and push......maybe agents also.

Yes will do so tomorrow as can't tolerate this any longer than I have to.

I am really rather dubious that the mere act of calling will make a big difference, but I'll give it a go. Housing market seems to have gone crazy so solicitors are probably loving it.

 

[WouldBe]

There is a way out of this, you know what it is......get on the phone to your solicitor and push......maybe agents also.

Alternatively miss direct could squat at the flat until the sale goes through.

 

[miss direct]

Now there's an idea I do like.

Flowers bloomed, so they beat me to moving in. My two new metrics:
What'll happen first - I'll get the keys? or housemate will go to jail (he's on bail till the 7th of June...I only know all this because I overheard him on the phone)...is there a reason why someone would NOT go to jail for glassing someone?

Whatll happen first - new Aldi will open - has been built from scratch over the last few weeks and looks almost ready to go...

 

[AnnO'Neemus]

Yes will do so tomorrow as can't tolerate this any longer than I have to.

I am really rather dubious that the mere act of calling will make a big difference, but I'll give it a go. Housing market seems to have gone crazy so solicitors are probably loving it.

I think if you explain your current situation re your horrendous housemates the solicitors and estate agents etc will be sympathetic and would try to move heaven and earth to help you get out of that. They're human too. They're probably used to clients pushing for completion to meet stamp duty exemption deadline, or because they're in a chain... they might have been a bit slack with your case, knowing you're in a rental property that's paid for, for another couple of weeks at least, and that the property's vacant so there's no chain being held up. They might have prioritised other clients in chains, etc.

But if you tell them how unbearable your current situation is, and that one housemate is on bail for glassing someone and you're terrified of housemates kicking off, because another housemate is suspended from work as well... and please please please can they speed it up asap as you can't possibly spend another month there... they'd have to have a heart of stone not to do their utmost to exchange and complete asap.

I've worked for law firms as a legal secretary/legal PA/paralegal, and if I answered the phone and a client asked me to pass a message like that to the solicitor (if the solicitor didn't answer their phone/weren't taking calls), I'd mark it high priority and hassle my boss to deal with it, I'd do any chasing I could do myself, look up the case file and see what the hold up was and if I could do anything to help my boss move it along.

 

[Epona]

The solicitors and estate agents aren't going to give a flying fuck about that in all fairness. Moving house is always brutal

(If you did that sort of thing when you were working in the sector then full marks to you, that would have been so so welcome when I was going through all this!)

 

[miss direct]

The tedious delays are due to the sellers solicitor. Theres not a lot I can do about that from my side other than keep contacting my solicitor and the estate agent for updates.

 

[AnnO'Neemus]

The tedious delays are due to the sellers solicitor. Theres not a lot I can do about that from my side other than keep contacting my solicitor and the estate agent for updates.

I can't remember, are you in direct contact with sellers now? If so, update them with this new development to your horrendous situation and ask them to plead your case with their solicitors to hurry things along.

If you're not in contact with them, again, update estate agent and ask them to contact the sellers/their sellers and urge for speedy exchange and completion.

 

[AnnO'Neemus]

Or can you go away for a few days? If you're not working at the moment, why not go and spend a few days somewhere nice? Book an hotel room by the seaside or somewhere in the country? Or visit family or friends. I think that's allowed now.

You'll be busy when the move is confirmed, organising the logistics and the move, then you'll be busy painting and decorating and furnishing... and then you might go straight from that to a new job... so why not take a break now while you have the time and the money? With the added bonus you can avoid a horrible situation for a few days.

 

[miss direct]

Usually I'd be up for going away, but I'm still working (online) and have two big deadlines coming up. Don't really want to spend lots of money for a single room with a desk space when I'm already paying rent here. I went away last month to York and earlier this month a week in London and all I want to do now is be in my new place and get on with it.

Having said that, I am having a night away tomorrow.

 

[miss direct]

And no, I forgot to get the sellers contact details (duh!) although I didn't meet the actual seller but a family member when I went to view again.

 

[hash tag]

The tedious delays are due to the sellers solicitor. Theres not a lot I can do about that from my side other than keep contacting my solicitor and the estate agent for updates.

Pha, they told you that and you believed them

 

[miss direct]

What else am I supposed to do? The estate agent told me this herself, not sure why she'd lie.

 

[ddraig]

What else am I supposed to do? The estate agent told me this herself, not sure why she'd lie.

That's what they do

 

[hash tag]

What else am I supposed to do? The estate agent told me this herself, not sure why she'd lie.

Most of these people will tell you any old bollocks to get you off the back and or to deflect blame to someone else.

 

[miss direct]

So the estate agent and my solicitor are lying?

 

[hash tag]

economical with the truth
It might be that your solicitors have their replies, stuck in a bundle of other stuff, they just havent sorted it yet.

 

[miss direct]

Well I get that but again don't see that there's a whole lot I can do about it.

 

[hash tag]

Well I get that but again don't see that there's a whole lot I can do about it.

Depends how much risk you want to take and are happy making empty threats or otherwise

 

[Boudicca]

Honestly you are at the point where putting a note through the door with your contact details could really help.

 

[platinumsage]

Honestly you are at the point where putting a note through the door with your contact details could really help.

Not if they've moved out it won't!