Slight detour, though I'm more with dotcommunist about the rigging of stats by propagandameisters, we should be really wary of the term "gold plated" in reference to pensions. It is a term that has risen out of a need to sneer mostly at public service workers, also the hitherto traditional final-salary based pension. such pensions were the results of legal contracts, not the kind of dinosaur leftist scam that the scum press now try to pretend. Teachers (for example) don't have "gold plated pensions" there is no gold and no plating. They have pensions.
Pensions are pretty dubious anyway. You give loads of money to capitalists for decades on end. then one day you are meant to feel grateful if you start to get some of it back. It's partly because pensions are such a rip off that the middle class started to use property as a means of securing relative wealth in later age. We can see how that ended up.