miss direct
misfungled
Really, no.
Buying a home and don't know how anything works
- Thread starter miss direct
- Start date
miss direct
misfungled
Am I buying your place perhaps?Our seller's solicitor has responded to our solicitor requesting an estimate date/timeline for exchange by basically saying DON'T RUSH ME
bellaozzydog
rolling turds in glitter
front and back door lock changes come in at 90-125 quid last few times I’ve done it through a locksmith
Puddy_Tat
naturally fluffy
but worth doing in case a key has fallen in to hands it shouldn't - insurers generally won't pay out on a claim unless there is 'forcible and violent entry' to a place
Glitter
Goddess of rock!
Our seller's solicitor has responded to our solicitor requesting an estimate date/timeline for exchange by basically saying DON'T RUSH ME
Ours hasn’t responded. We asked two weeks ago and had to get snotty AF with our solicitor to get that.
We’ve heard on the grapevine (from the estate agent) that our buyer’s buyer wants 4th June but no fucker will confirm it. The house has been empty for 11 weeks, the buyers are itching to get in and these fuckers are working at a snail’s pace
bellaozzydog
rolling turds in glitter
Just got an extra bill for 750 from my solicitor because “we had to cc the lenders solicitor on all emails relating to this conveyance”
I’m in the wrong fucking business
I’m in the wrong fucking business
miss direct
misfungled
What is a lenders solicitor? Buyer?
Winot
I wholeheartedley agree with your viewpoint
What complete and utter bullshit. Sack them FFS.
Puddy_Tat
naturally fluffy
and then firebomb their office...
platinumsage
HaveMyPassword123
The bank’s. If the solicitor acting for the buyer isn’t also authorised by the bank to act for their interests in the transaction, then the bank will use their own solicitor which must be paid for.
When a buyer instructs a solicitor they should advise whether they are on the lender’s approved panel or not. If not they should advise of the extra fee payable to cover the bank’s legal costs.
miss direct
misfungled
bellaozzydog
rolling turds in glitter
it’s a commercial mortgage so the vendor has a solicitor, I have a solicitor and the mortgage company have a solicitor
it’s baffling the fuck out of me
Glitter
Goddess of rock!
the possible new job is moving to the probable - this will allow me to move house (although wouldn't be essential from day 1)
this thread is really not inspiring me...
It’s a ridiculous process, I’m not gonna lie. And the current situation isn’t helping because everyone is so busy. But we love our new house and are really glad we did it if that helps?
muscovyduck
Good IT skills and food hygiene competent
That doesn't sound right? If its not a fixed fee usually they charge £x per email or £x per 6 minutes or 15 minutes of work. Not £x per amount of people copied in on an email. Look at your client care contract for how to put in a complaint, should be quick and easy
miss direct
misfungled
I've asked for a copy of the management pack and details of outstanding enquiries. With any luck the person who deals with my emails will get fed up of them and hurry things up.
hash tag
Books, not bombs
It is possible that your solicitor was not on the lenders approved panel of solicitors or maybe you used a conveyancer?
If your solicitor was not on the lenders panel, the lenders or someone acting for them should have warned you. This can
often happen in the case of a sole practice as opposed to a partnership.
Either way, seeing your previous post, did your lender have a point in not trusting them?
hash tag
Books, not bombs
I worked for a major building society many years ago. The solicitor was a "good business contact". Was he on the building societys
panel; i don't know. He was a sole trader. A bit glib but OK. Turns out one Friday, a key day, he did not show at work. Turns out he did a
runner to Australia with many peoples deposits AND millions more in mortgages, borrowed by the buyers, transferred to him to
pass on to vendors solicitors to complete the sale. If my memory serves me correctly, it was only partially covered by the law societys
compensation fund.
panel; i don't know. He was a sole trader. A bit glib but OK. Turns out one Friday, a key day, he did not show at work. Turns out he did a
runner to Australia with many peoples deposits AND millions more in mortgages, borrowed by the buyers, transferred to him to
pass on to vendors solicitors to complete the sale. If my memory serves me correctly, it was only partially covered by the law societys
compensation fund.
hash tag
Books, not bombs
Edit to above; it was a canny one he did, I would bet it wasn't just a Friday he disappeared but the last Friday of the month
when his holding of funds would have been at its greatest.
He was a one man band, with a secretary and his office was part of a local estate agents which just happened to be a cash office
for the society I worked for. I had long since moved on before I heard of any outcomes. Sure as hell left a lot of people up the creek.
when his holding of funds would have been at its greatest.
He was a one man band, with a secretary and his office was part of a local estate agents which just happened to be a cash office
for the society I worked for. I had long since moved on before I heard of any outcomes. Sure as hell left a lot of people up the creek.
scifisam
feck! arse! girls! drink!
Re: not getting a survey. One of my best friends, a barrister, recently bought a house without a survey. I only know about this because, a month after moving in, her kitchen has started to fall in due to the rain, she's having to get builders in to put up a steel joist and the roof apparently needs urgent work.
Absolutely no fucking idea why she didn't get a survey. Her sister didn't get one on her house - a few doors down - so reckoned it would be fine, and my friend has reason to trust her sister's judgment in general. But it's a £700k property, a Victorian house, why the fuck would you not get a survey?
Absolutely no fucking idea why she didn't get a survey. Her sister didn't get one on her house - a few doors down - so reckoned it would be fine, and my friend has reason to trust her sister's judgment in general. But it's a £700k property, a Victorian house, why the fuck would you not get a survey?
miss direct
misfungled
Have to say that so far, my survey was a waste of money. Obviously when the survey was done there were still carpets down, so the man had no idea what was underneath, but everything else on there I could have just spotted with my own eyes and saved myself the several hundred pounds.
Had an incident with a house"mate" tonight. If I make it out of this sodding shared house without having a massive argument, it will be amazing.
Had an incident with a house"mate" tonight. If I make it out of this sodding shared house without having a massive argument, it will be amazing.
ddraig
kicking against the pricks...
And if there was something serious you'd know so worth it
belboid
Exasperated, not angry.
Well, probably. Mrsb had the full survey and searches etc etc. They missed that the house was built over a former (very, very, former) pit and was liable to suffer from subsidence. The fuckers had to pay for it when the house did literally split in two!
scifisam
feck! arse! girls! drink!
But if the survey had shown up massive issues with the roof, you'd have known not to buy it, or at least massively decrease your offer.
Or if the survey missed it, you could sue them for missing it.
My friend's seller was a surveyor so I suspect he knew.
