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Pandemic personal consequences

They tend to allow voluntary work without business use cover, but you're supposed to tell them beforehand. I got permission to do blood-running on my motorbike recently, and no insurer charges extra for it.
 
cupid_stunt said:
Most insurance policies cover social, domestic & pleasure use, which includes driving to & from work, but not using it for work.

Does your insurance cover you for business use?

If not, you are basically driving without insurance.
Click to expand...

I was assured that I was covered by their business insurance...only third party mind you. Anyway won't be doing it again; back on the bus tomorrow still ploughing my way (enjoyably) through Cloud Atlas.

Thanks for the concern - Louis MacNeice
 
David Clapson said:
They tend to allow voluntary work without business use cover, but you're supposed to tell them beforehand. I got permission to do blood-running on my motorbike recently, and no insurer charges extra for it.
Click to expand...

Mine is paid for employment...I really like the job but not at all sure I'd do it for free.

Cheers - Louis MacNeice
 
Louis MacNeice said:
I was assured that I was covered by their business insurance...only third party mind you. Anyway won't be doing it again; back on the bus tomorrow still ploughing my way (enjoyably) through Cloud Atlas.

Thanks for the concern - Louis MacNeice
Click to expand...

TBH I wouldn't trust what they say, I would want to see it in writing.

Most likely their insurance covers them for vehicles they hire, not for use of staff's private vehicles.
 
Woman from work passed away this morning. 58 years old, vibrant and active. Collapsed at home the other day with suspected pancreatic issue and was taken into hospital. Tested positive for Covid-19 whilst in there. Was progressing well, apparently, but was taken back into ICU yesterday. All over this morning. Fucking grim. :( :(
 
circleline said:
Woman from work passed away this morning. 58 years old, vibrant and active. Collapsed at home the other day with suspected pancreatic issue and was taken into hospital. Tested positive for Covid-19 whilst in there. Was progressing well, apparently, but was taken back into ICU yesterday. All over this morning. Fucking grim. :( :(
Click to expand...
That's the name of the game :(

((circleline))
 
prunus said:
If that’s your work telling you you can work ‘free’ for them while you’re furloughed, that’s very much not the case by my understanding - the furloughed worker must not do any work for the employer whilst on furlough. If they (employer) are doing that they risk their claim under the scheme being rejected and not getting any money from the govt.
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Thanks prunus
Just searched furlough on here as had some info from my work which contains the below, this confused me as surely if there is something you could possibly do then what's the harm/difference!? But that's what it says! Going to do some more research
"Income tax and national insurance will be deducted from your pay as normal.
You will continue to be our employee during the furloughed period, however, you must not undertake any work for us during this
period."
 
ddraig said:
Thanks prunus
Just searched furlough on here as had some info from my work which contains the below, this confused me as surely if there is something you could possibly do then what's the harm/difference!? But that's what it says! Going to do some more research
"Income tax and national insurance will be deducted from your pay as normal.
You will continue to be our employee during the furloughed period, however, you must not undertake any work for us during this
period."
Click to expand...
Because if you could do work while furloughed then businesses could (and would) abuse that by asking employees to do work that is paid for by the state.
 
strung out said:
Because if you could do work while furloughed then businesses could (and would) abuse that by asking employees to do work that is paid for by the state.
Click to expand...
yes agreed and totally reasonable, was just a bit of a shock it being so reasonable and clear cut

e2a - also backed up here
www.gov.uk

[Withdrawn] Check if your employer can use the Coronavirus Job Retention Scheme

Find out if you’re eligible, and how much your employer can claim if they put you on temporary leave ('furlough') because of coronavirus (COVID-19).
www.gov.uk www.gov.uk
 
ddraig said:
Will you be getting 80% of your wages?
Click to expand...

Yes, it's the proper govt thing. Might apply for a mortgage holiday too but not sure yet. Not being able to keep working is worrying me though. I'm easily bored and sitting around doing nothing is not something I cope with well.
 
souljacker said:
Yes, it's the proper govt thing. Might apply for a mortgage holiday too but not sure yet. Not being able to keep working is worrying me though. I'm easily bored and sitting around doing nothing is not something I cope with well.
Click to expand...
Yeah it's a nightmare
I had a week off on annual leave before the lockdown so extra bored of sitting around! still, first world problems, take care
 
Looking for a bit of advice...

My son's with us at the moment. He's at uni and been in accommodation there. The company is Campus Living. He's paid up until 21st April and won't be returning. Although he has a contract we obvs don't want him to pay for something he won't be using and in any case the facilities aren't available so may be a possible breach on their part?

This is their current statement...it's not very clear.


I have checked out of my room and will not be returning. Do I need to pay my final rent instalment, or will I get a refund if I’ve already paid?

We are reviewing the final rent instalment internally, with our investors and with our university partners for those who have already checked out earlier than the contract end date.

A further update on this will be issued as soon as possible. In the meantime, we will not be requesting payment if your contract is with Campus Living Villages directly.

We will provide a further update on this as soon as possible.


If I’m still in the village, can I check out early?

The information from the Department for Education is as follows:

The Government’s advice is that students remaining at university in England should now stay where they are and not attempt to travel. If they are living in student halls, or private rented accommodation, they should remain there and stay indoors while current restrictions are in force. As the Prime Minister said, staying put and remaining indoors are now crucial to slow the rate of transmission of COVID-19, to protect the NHS from being overwhelmed, and save the lives of fellow citizens.


I am unable to return to my room to collect my belongings before the end of my contract. What should I do, and will I be charged any additional fees?

If you have friends or family who are able to collect your belongings, you may grant them permission to do so once strict social distancing measures are lifted.

You may also arrange for a courier or a shipping company to collect your belongings. Some of these services may be able to securely store your belongings until you can safely collect them, or arrange shipment back to your home address. Seven Seas Worldwide are a company who provide such services to students – you can find their details here.



What would you do?

I'm wondering whether the removals firm he's just contracted....the same one I've just started, can show up with permission to take his belongings. 🤔
 
Part 2 said:
Looking for a bit of advice...

My son's with us at the moment. He's at uni and been in accommodation there. The company is Campus Living. He's paid up until 21st April and won't be returning. Although he has a contract we obvs don't want him to pay for something he won't be using and in any case the facilities aren't available so may be a possible breach on their part?

This is their current statement...it's not very clear.


I have checked out of my room and will not be returning. Do I need to pay my final rent instalment, or will I get a refund if I’ve already paid?

We are reviewing the final rent instalment internally, with our investors and with our university partners for those who have already checked out earlier than the contract end date.

A further update on this will be issued as soon as possible. In the meantime, we will not be requesting payment if your contract is with Campus Living Villages directly.

We will provide a further update on this as soon as possible.


If I’m still in the village, can I check out early?

The information from the Department for Education is as follows:

The Government’s advice is that students remaining at university in England should now stay where they are and not attempt to travel. If they are living in student halls, or private rented accommodation, they should remain there and stay indoors while current restrictions are in force. As the Prime Minister said, staying put and remaining indoors are now crucial to slow the rate of transmission of COVID-19, to protect the NHS from being overwhelmed, and save the lives of fellow citizens.


I am unable to return to my room to collect my belongings before the end of my contract. What should I do, and will I be charged any additional fees?

If you have friends or family who are able to collect your belongings, you may grant them permission to do so once strict social distancing measures are lifted.

You may also arrange for a courier or a shipping company to collect your belongings. Some of these services may be able to securely store your belongings until you can safely collect them, or arrange shipment back to your home address. Seven Seas Worldwide are a company who provide such services to students – you can find their details here.



What would you do?

I'm wondering whether the removals firm he's just contracted....the same one I've just started, can show up with permission to take his belongings. 🤔
Click to expand...
I don’t know about the current situation but in general you have to pay if you’re using it or not.
I graduated last year so very recently. In first year we finished on 26th March and all went home and the final halls payment was due in April and everyone still had to pay in full.
 
Looby said:
I don’t know about the current situation but in general you have to pay if you’re using it or not.
I graduated last year so very recently. In first year we finished on 26th March and all went home and the final halls payment was due in April and everyone still had to pay in full.
Click to expand...

The contract says something about extenuating circumstances. Other places have said students who move out won't have to pay the final installment or have made an offer to reduce cost as a compromise. I reckon if enough witheld final installment they'd have to do something. As it is I think they're relying on further government advice on social distancing to maintain the current situation preventing people from moving out before the final payment is due. He actually sent a request to check out on 17th March which they refused but have clearly allowed other people to leave since then.

He's just sent an email saying a removal firm have said they can do it on Friday so the balls in their court now.
 
Got a letter through this morning saying the court case Mrs SI and I had been called to be witnesses at has been postponed until later in the year. Which was nice given it was supposed to start today.

Feel sorry for the other people involved who probably just wanted it over with
 
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