About the have houses and the have not houses thing.
The Tories have been relying on the support of the home owner demographic for quite a long time now, without doing anything to help people not on the market, and in fact making things worse for them not only by encouraging house prices to rise but by also squeezing wages, cutting services, and making them rack up enormous student debt. They basically ignored all the youth out of an assumption, based on the experience of their generation, that they would all get on the housing market sooner or later, without really thinking about how this would happen and putting up every obstacle towards it. Another reason they ignored it is because of a tired cliche that people become Tory as they get older - but this is of course not a natural law or inevitable, just a lazy cliche. And these lazy assumptions and oversights may well lead to their demise as a party unless they can successfully reinvent themselves soon.
Because suddenly, they're realising that they aren't just despised by a some students who will soon grow out of it as the baby boomers did, but by the vast majority of everyone under the age of 40. (and unlike baby boomer student radicals who were part of an elite, it is now about half of all school leavers who go to university.) Their membership has now plunged to less than a fifth of Labour's with an average age of 71 and rising. Soon Labour could be 6 or even 7 times larger than them, and much younger too. They are literally dying off, and as a symptom of this decaying membership they are stuck with a leader who is incompetent and literally a joke, but who they are unable to get rid of because the only viable alternatives - Boris, Rees-Mogg, Gove - are even worse. To survive, they have to fix the housing crisis, which in practise would mean repudiating their entire ideological identity and basically imitating the Labour Party. And they may not be able to change, because their memberships consists so much of real estate speculators and landlords, people who absolutely have to take a hit to solve the housing crisis, that they will never find the will to make the necessary steps they must to survive as a party.
They are very, very, very fucked, and despite looking fairly strong on the surface, based on fundementals like demographics, membership, and pool of talent, there is good reason to doubt their survival as a party over the next 20 years. A Labour landslide next election is basically inevitable, and I could totally see the Lib Dems riding on "centrist dad" type voters, right leaning Remainers, and former Tories to become the main opposition party/business party next to a Tory party that has spent much of its term manufacturing political crises through incompetence and misjudgement, causing great pain for none of the promised gain, selling out an entire generation, and, likely in this later stage, tearing itself apart through petty and ignoble infighting.