That's a good point for another discussion, but the bottom line is that in many cases a car doesn’t belong to the person driving it it, yet they are liable to pay the lessor or legal owner for any damage to the bodywork. And if the damaged is caused by a third party acting like a fucking dickhead, then that third party should fucking pay for the repair, not the person in charge of the car.
And yes,
edcraw , any dent or scratch however small will cost a three-figure amount to fix. What fucking universe do you live in?