Riklet
procrastinación
No, I don't mean the difference between the train/bus and the car.
It's as Chz describes above; just dividing your yearly costs by yearly miles doesn't tell you the potential cost of an individual journey that you are about to make.
If you already have the car, have paid for it and the insurance and tax and everything, then the additional per-mile cost for a journey is less than your 38p. It may be more like 20p - this (as a car owner) is what, rationally, you are comparing with the train or bus fare.
For a non car owner like me the calculation is different because all that money I haven't spent on buying & maintaining a car is, as it were, still in my pocket and available to pay public transport fares.
I dont really understand your point here. But it's an interesting topic. Most car owners don't pay their yearly costs up front any more than most public transport users.
I would say a big chunk of people pay the cost of the car, insurance and tax monthly because they simply can't afford to pay all in one go. Of course many people pay all three in one go but I would say they're a minority, albeit a large one. Im sure there are big regional, generational and class differences as you might expect.
Then there's petrol or diesel or even electric nowadays, I doubt the majority of car owners fully fill the tank (or even battery if they charge away from home) and many skint people just put £10 or £15 in. Additionally, repairs and servicing may be put off and delayed if people don't have the money, unless you're doing it yourself or there's a major problem. So many people running older vehicles leave it until the MOT or get rid of the car once costs add up. And that's not even considering the massive depreciation most vehicles experience in the first 3, 5, 10, 15 years.... does this count as money you spend too? I guess it does.
Overall this is the reason why cars are cheap in the UK. People buying on finance and upgrading rather than getting relatively expensive work done on them. Plus we have no easy second hand export market aside from Ireland (now complicated by Brexit). I do see your point with these calculations but I think most people just an approx idea of what theyre spending per month or year, broken down in a way they see fit. Where as a £150 train bill is a £150 train bill no two ways about it.