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Buying a home and don't know how anything works

Not everybody's choice who has contributed to the thread, but it would be mine (I'm not sure what you are buying though; I'm guessing quite old if the lease needs renewing).
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?

don't think so, but the searches the solicitor does should - although may only say so if the formal notice has already been served on existing leaseholders.
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?
No, solicitors job. They will request a copy of the lease from the freeholder, (and nit pick on something in it to prove that they have read it), and also ask about planned works and service charges.
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?

You could also ask the other tenants if the roof or other major works have been done recently or not. Might be easier by joining nextdoor for your local area and asking without giving your specific address. Joining that and asking a few questions is probably a good idea anyway.
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?
I would knock on neighbours' doors. You might also turn up other information of interest too. I would always doorknock anyway but particularly in a block.
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?

The council will notify (in fact they have to) the conveyancing solicitor of any planned works - if the council fail to do so, they cannot legally charge you for it if it was planned at the time of your purchase, as you will be deemed to have not been adequately consulted.
 
Solicitor has emailed me loads of paperwork. About 20 different documents. Not entirely sure what I'm supposed to do with them all as the email gave no information.

I'm looking at about £1400 in solicitors and survey fees. This better not fall through! Have a horrible feeling something will go wrong!
 
Lets say the leaseholder is planning to do some major works to the roof or some other communal areas. How would I find that out? Would a survey reveal that?
Initially, try taking a look at the roof, does it look in good nick or does it look patchy?
Solicitor has emailed me loads of paperwork. About 20 different documents. Not entirely sure what I'm supposed to do with them all as the email gave no information.

I'm looking at about £1400 in solicitors and survey fees. This better not fall through! Have a horrible feeling something will go wrong!
You'll only have that to pay on completion, just some of it if it falls through.

Spoiler alert ; the sale can fall through at anytime up to exchange of contracts. On exchange, you become legally comitted to buy it.
 
I looked at the roof on Google Earth yesterday. It's not flat, which is good (apparently) and it looks fine, from what I could see. If it's not raining tomorrow I'll cycle over and nose around as much as I can.
 
Solicitor has emailed me loads of paperwork. About 20 different documents. Not entirely sure what I'm supposed to do with them all as the email gave no information.

I'm looking at about £1400 in solicitors and survey fees. This better not fall through! Have a horrible feeling something will go wrong!

Shame they don't use the eway online portal. I loved it, so easy to know what you just had to read and what you had to print & sign. Then just re-upload it and job done.

Ask them to specifically tell you what you need to do with each document as you've never done this before and need hand holding. You're paying them a lot of money at the end of the day, the least they can do is be helpful.
 
Solicitors fees - is £1600 about right? This is a solicitor who is a family friend/has done conveyancing on a couple of relative's properties so would rather go with them than try to find someone unknown.
 
Solicitors fees - is £1600 about right? This is a solicitor who is a family friend/has done conveyancing on a couple of relative's properties so would rather go with them than try to find someone unknown.
Possibly. Is that the whole works, are the charges for searches and land registry charges included, vat, stamp duty (if applicable)?
 
Solicitors fees - is £1600 about right? This is a solicitor who is a family friend/has done conveyancing on a couple of relative's properties so would rather go with them than try to find someone unknown.

Yeah, not unreasonable. You could probably get it a bit cheaper from some god-awful franchise, but they would doubtless stitch you up with additional fees for everything - £20 to lick a stamp, £50 to answer the phone, that kind of stuff - they might also be 200 miles away and appallingly shit.

You're spending £100k, what matters is that you trust them to look out for your best interests. Saving £50 and then lying awake at night for the next three months, or having them fuck up your boundaries isn't good value.
 
Mine is quite a bit less than that but does it depend on the cost of the property/property type?

I've filled in all my solicitor's forms. That was a pain as had to do them all in PDF. And they want my passport but hopefully I can just pop it in rather than having to send it.
 
I can't face trying to find a solicitor so I'm going with this one.

So we've made an offer, had it accepted, got a mortgage decision, found a solicitor - what next??

Survey - your mortgage provider will sort one out, but they are only really interested in the value of the property and if it's going to fall down in the next week. You are interested in whether it's got damp, or any of the other horrors than can appear and cost you a fortune. Your solicitor will know who to use.

It will cost about £1k or so.

Your solicitor will be doing the searches - finding out who owns the property, any planning issues, nonces living next door, seeing of there are mines in the area and therefore subsidence.
 
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