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Buying a home and don't know how anything works

I hear it’s all mad from both sides. Did you have 119 viewing and 73 offers over the weekend??
My neighbours put their house up for sale and had 20 viewing on the first day. They've had offers but can't find anything they like and they're trying to move out of the area which makes things tricky.
 
My neighbours put their house up for sale and had 20 viewing on the first day. They've had offers but can't find anything they like and they're trying to move out of the area which makes things tricky.

Honestly every time I think about what is involved in moving house (also want to move out of London, will have to be some distance away - like the other side of the country type distance - if we are going to completely clear debt and still have a roof over our heads) the logistics of the whole endeavour just make my brain freeze up and go "nope".

We have to move though, we want to be debt free which will be completely lifechanging for us (going from permanently skint while OH works himself into the ground to probably neither of us needing to have a full time job, let alone worrying about work hours and overtime etc., I'm naturally pretty frugal), this place is leasehold and every year that passes we're getting closer to not having a long lease, and I really don't want to die without ever having had a garden again, the thought of being gardenless for the rest of my life is horrible. This could be a nice flat if it was done up, but that wouldn't solve any of the above issues for us!
 
Epona I have read other things you have shared about selling flat, clearing debt & having a garden & my thoughts are do it now -go get that garden. I now have a small greenhouse in mine which makes me so happy & I inherited a mature garden. There are plenty of cities in the UK that are affordable, have employment & cultural/activity options.
 
Epona don't let the lease get too short if you can help it. It could make your place unsaleable and there is a break point where the cost of extending it will rocket.

Yep I mean it is still over 100 years so it's not panic territory just yet, but obviously selling it before it gets below that (so within the next 5 years) makes it a much more attractive prospect to buyers, and gives them a decent amount of safe time also to extend it if they wish.
 
This is what I was promised but I have had one viewing in 3 weeks. It's quite big though so I need to wait for some suckers from London to sell their small house in Brixton and buy it. Some urbanites may remember that this was me 7 years ago :D.

I'd have asked whereabouts, but I am not in the "small house in Brixton" price bracket by a long shot :D

I hope you find a buyer soon :)
 
This is what I was promised but I have had one viewing in 3 weeks. It's quite big though so I need to wait for some suckers from London to sell their small house in Brixton and buy it. Some urbanites may remember that this was me 7 years ago :D.
Are you staying local?
 
Bored just want to move already.

Naturally this means we'll get keys on jubilee weekend or in August when we have other sodding plans/holidays booked.

Spent weekend going through the searches email and tracking down planning applications for nasty stuff.
 
Round and about, I think, anywhere from Wareham to Lymington. I'm downsizing, too old and grumpy to put up with Airbnb/lodgers in my house any more.
I’m thinking ‘Ooh Lymington, ooh Wareham’. Both lovely and good bits in between.

I don’t blame you on the lodger thing, we let one room for a couple of years and even that got too much.
 
Have owned my flat for 4 months. Have received a letter from the management company telling me I owe nearly a grand in various fees that should have been sorted by my solicitor when I bought it. I don’t have the money to pay them.
Hmmm... What fees...? Check the fees weren't owed by previous owner, maybe they should have paid fees/settled service charge/ground rent bill or whatever before receiving proceeds of sale?
 
Hmmm... What fees...? Check the fees weren't owed by previous owner, maybe they should have paid fees/settled service charge/ground rent bill or whatever before receiving proceeds of sale?
It's something to do with transferring something or other into my name and should have been sorted by the solicitor when I bought it apparently. Many angry emails have been sent.
 
It's something to do with transferring something or other into my name and should have been sorted by the solicitor when I bought it apparently. Many angry emails have been sent.

I might have mentioned this before, but the fucking waste of space solicitors that I paid hundreds to when I sold my old flat and bought this one, failed to get my name put on the lease. (That was one of a string of errors and mishaps, I've always had a slight fear that the deeds would turn out to not be in my name or something).

I'd have thought that was fairly bloody basic tbh, but no it was beyond them and I ended up sorting it out actually several years later :eek:
 
I might have mentioned this before, but the fucking waste of space solicitors that I paid hundreds to when I sold my old flat and bought this one, failed to get my name put on the lease. (That was one of a string of errors and mishaps, I've always had a slight fear that the deeds would turn out to not be in my name or something).

I'd have thought that was fairly bloody basic tbh, but no it was beyond them and I ended up sorting it out actually several years later :eek:
Mine were (and continue to be) utterly fucking useless.
 
Mine were (and continue to be) utterly fucking useless.

I felt "like" would have been inappropriate as a reaction so you got a "sad" instead, but I do completely understand what that is like.

It almost made me wonder whether it would have been less effort to do the conveyancing myself, rather than paying them to do it and them getting things wrong at every stage. Like getting confused about who was buying which property and selling which property. I should have sacked them at that point, but I don't have much faith in any of these firms tbh.
 
Well after over 3 months, we’ve finally sold our small house in Brixton. Loads of viewings, first one made a good offer, but only stupid once’s since. The estate agents overvalued it and got my husband convinced we’d get the offers over sum which I never thought we would.

We were right on the verge of sacking the totally incompetent estate agent when we got another offer yesterday at lunch time. Lower than the first offer but managed to push them up to an acceptable level throughout the day and accepted at 5pm.

They are selling to first time buyers, very motivated to move and the survey on their flat has been done and all in progress which made them attractive.

Fingers and toes crossed it goes through!
 
Just waiting to withdraw my savings from my lifetime ISA before we exchange now - should be any day and no later than the 20th 🤞
Have agreed a completion date of 25th May.
Our offer was accepted on 4th February so that's going to be almost 16 weeks for a no-chain sale on an empty house :hmm:
 
Just waiting to withdraw my savings from my lifetime ISA before we exchange now - should be any day and no later than the 20th 🤞
Have agreed a completion date of 25th May.
Our offer was accepted on 4th February so that's going to be almost 16 weeks for a no-chain sale on an empty house :hmm:
Congrats…very almost 🤪

What criteria did you use to agree completion date? It’s ‘usually’ a month, but it doesn’t have to be, right?
 
Just waiting to withdraw my savings from my lifetime ISA before we exchange now - should be any day and no later than the 20th 🤞
Have agreed a completion date of 25th May.
Our offer was accepted on 4th February so that's going to be almost 16 weeks for a no-chain sale on an empty house :hmm:
Agent reckons 3 months minimum to complete and ours is empty and we aren’t buying! Of course MrShakes heard 2 months and is convinced it will be done by mid July
 
Unsubscribes from thread

On our way to pick up some keys to Chez Brannigan. Cheers Urban, this thread is great for support, solidarity and general cathartic venting about how evil estate agents are.

Good luck to all out there buying, selling or just being nosey on rightmove.
 
Congrats…very almost 🤪

What criteria did you use to agree completion date? It’s ‘usually’ a month, but it doesn’t have to be, right?
The vendor didn't really care as he's not living there so just as soon as possible. I'm working away from the 26th so wanted to get the keys before hand and we need to give notice on our rented place before the 1st. So just suggested the 25th.
We needed 5 working days notice for the mortgage and 10 for the ISA so that's the only thing really dictating it.
 
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