This topping up lark though - they want massive amounts off you to top up to what amounts to a fucking bread-line pension anyway. You think 'Well why bother? Could bloody die well before then!' and you've pissed away hundreds on a pension you'll never see.
Also, if you don't qualify for a full state pension, I understand you can get a top-up in the form of pension credits.
I would bloody love to retire btw. I've worked full time since 1984, with approx 3 months unemployed in all that time, plus 5 years spent on FE/HE. I fucking hate working, I've only ever done it to eat, have a roof and pay bills. I wouldn't get bored in the slightest, loads I could be doing instead of working!
One last thing - one of my dreams is to have a housing co-op/home for ageing ravers and stoners, where we all pay a small amount for nursing care/all bills etc, grow our own, look after each other in practical and spiritual ways, making it much nicer and less of a soul-destroying final part of life.
Also, if you don't qualify for a full state pension, I understand you can get a top-up in the form of pension credits.
I would bloody love to retire btw. I've worked full time since 1984, with approx 3 months unemployed in all that time, plus 5 years spent on FE/HE. I fucking hate working, I've only ever done it to eat, have a roof and pay bills. I wouldn't get bored in the slightest, loads I could be doing instead of working!
One last thing - one of my dreams is to have a housing co-op/home for ageing ravers and stoners, where we all pay a small amount for nursing care/all bills etc, grow our own, look after each other in practical and spiritual ways, making it much nicer and less of a soul-destroying final part of life.