That's true. With 'paperless statements', contactless payments etc, money can come out of people's accounts and they will never even look. Go overdrawn, hit with a fee by the bank, no statement unless you log in, leaves you tighter for cash in your next pay cycle.
West Norwood news, chitter chatter and gossip
- Thread starter clandestino
- Start date
You really need to be on top of using contactless payments on TfL. They are happy and efficient to refund and sort things out when they go wrong. When they do go wrong though, you can end up paying £25 for your day's travel.
Each time I use my card on public transport, I check everything on their app the next day. When I was on trains five days a week, I would think I had to contact them three times per year.
I am lucky in that I am happy to use mobiles, apps, internet banking, contactless cards, and I usually have enough to get me from one month to the next. People who can't say the same about all of those statements must feel differently.
nick
Pleomorphic Adenomas R us
Canopy Beer is also cashless. The motivation there was that they got robbed of their cash takings a few months back - so I have a lot more sympathy with them.
Personally I hate contactless due to the loss of "intent" required to make a payment. I use the insert and PIN option in a pub so as to make the action of spending more conscious
(ETA - yes I realise Canopy should really be in the Herne Hill forum - but it's an easy pub crawl from the Railway)
Personally I hate contactless due to the loss of "intent" required to make a payment. I use the insert and PIN option in a pub so as to make the action of spending more conscious
(ETA - yes I realise Canopy should really be in the Herne Hill forum - but it's an easy pub crawl from the Railway)
editor
hiraethified
Washington has got it right:
Why going cashless is discriminatory – and what's being done to stop it
And: 25 million Brits would struggle in a cashless society – Which? News
Why going cashless is discriminatory – and what's being done to stop it
And: 25 million Brits would struggle in a cashless society – Which? News
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Nanker Phelge
Leave the gun. Take the cannoli.
Every fucking transaction shows up on your bank statement too. It's just another way to control and monitor activity.
What I spend my cash on should be my business. I don't want the bank to know that I go in the pub every night after work. It's none of their business.
Not everyone has a bank account, and/or cards (over 1.5mill in the UK don't have a bank account). It may be a small %, but why should they be excluded from venues employing a card only policy.
It sucks.
What I spend my cash on should be my business. I don't want the bank to know that I go in the pub every night after work. It's none of their business.
Not everyone has a bank account, and/or cards (over 1.5mill in the UK don't have a bank account). It may be a small %, but why should they be excluded from venues employing a card only policy.
It sucks.
CH1
"Red Guard"(NLYL)
I thought all banks had to offer a free Basic bank account - by law?
That said I guess people have the right to not have one - as I think I have the right not to have (and pay for) a mobile phone.
Regarding transactions coming up on your statement - I find it reassuring that is the case. I keep the receipts and reconcile them every month.
But then I'm a former book-keeper and I don't have a partner from whom to conceal my drinking habits.
Nanker Phelge
Leave the gun. Take the cannoli.
It's life insurers I am concealing my habits from.....
jimbarkanoodle
Well-Known Member
I have noticed in shops in Peckham that loads of people actively avoid the self service machines* particularly if they are card only. This puzzled me for a while but it suggests they either dont have bank cards/accounts or budget so carefully they only use set amounts of cash for the week, month or whatever.
*As a side note this can be infuriating because people stand there like silent lemons so the group queue for the one manned till builds up whilst 5 self service machines are free.
*As a side note this can be infuriating because people stand there like silent lemons so the group queue for the one manned till builds up whilst 5 self service machines are free.
editor
hiraethified
These pre-paid cards aren't much of a solution either
Prepaid Cards - the Facts about UK Prepaid Debit Cards - uSwitch
Lol not saying a word...check your last sentence.
discobastard
Well-Known Member
I've had an insurance client get me to research health insurance customers about linking bank accounts to their insurance policy. The premise is that lifestyle impacts wellbeing, though it was mainly couched in terms of financial stress and the ability for them to 'help' if somebody's financial situation changes significantly. I actually don't think they know what they would do with it yet.
It is similar to existing health insurance products whereby your insurance premium reduces if your are doing 'good' things like getting over 10,000 steps a day (Vitality do this whereby you get reward points for tracking data Fitness Tracker Offers | Activity Tracking | Vitality) They can't put your premium up if you don't do the activity though.
If insurance companies *did* look at your bank activity though, they would only get limited information at present, because while they could potentially decline payments to gambling and possibly pubs and off licence chains, they don't get itemised purchase data, only where you are buying. So if you wanted to put a block on your ability to buy alcohol or fast food, they could potentially do this by building up a database of bookies, off licences and fast food joints. Which they have in place for the major chains. But if you go into the Co-op and buy fags and booze they can't do anything about that because individual item data doesn't get transmitted when you do that. At present. It would be a huge undertaking to put that in place and so stuff like that is a long way off. And while they might be able to eventually do that with the larger chains like KFC and the Co-op - it would be a long way off before they would get that data from places like Costcutter in Tulse Hill. So it's not gonna happen anytime soon, they are not that organised.
I have no doubt they are cooking something up, but it's a long way off, and you'd have to opt in due to GDPR. Still, I really don't like it.
I have read that the new Lidl at Crown Point will be opening next Thursday, 19th September.
There's no doubt that it will be the same goods sold in the same way as the Lidl in Streatham or Norbury, but I am actually quite excited and may even go round on the day it opens, just to check it out.
There's no doubt that it will be the same goods sold in the same way as the Lidl in Streatham or Norbury, but I am actually quite excited and may even go round on the day it opens, just to check it out.
discobastard
Well-Known Member
About time
Though still actually quicker for me to go to Aldi in Streatham!
sparkybird
ask the bird...
There's a Lidl in Streatham too discobastard !
About time
Tulse Hill is in the middle of a Lidl triangle. Between Norbury, Streatham and Brixton. We will be moving to a Lidl square now.
I definitely prefer Aldi to Lidl, but I'm not sure if it is novelty or not.
I hate the big shops now. Tesco and Sainsburys. Having to traverse 28 aisles just to get your shopping instead of 3. And if I want a packet of digestives, for example, there are maybe six different brands, each with multiple pack sizes. I might have to size up the price per gram of 15 different packs of biscuits, never mind the special offers. Lidl: one, maybe two packs. And it's all cheaper in the German shops. Tesco in Streatham is a last resort for me.
BusLanes
Pedestrian
So I was perusing Twitter the other day and by chance saw the Herne Hill Society and Helen Hates united in their opposition to BT's new Link WiFi and calling pedestals. Basically they seem to see them as hotspots (ha!) of anti social behaviour.
I must say I hadn't thought about that before. I just assumed they were an annoying, shelter free modern version of a phone box.
I must say I hadn't thought about that before. I just assumed they were an annoying, shelter free modern version of a phone box.
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editor
hiraethified
I can't say I've seen much anti social activity around the ones in Brixton. Just people charging their phones.
BusLanes
Pedestrian
It did seem like an over reaction - I wonder if they have any hard data on this
CH1
"Red Guard"(NLYL)
Went past it en route to the Open House London Crystal Palace Underpass.
The Lidl car park seems massive - and the store looks quite large for a Lidl.
Full car park on Sunday morning seems to me hardly catering to zero emissions.
Maybe the garish Fast Charger electric point is Lidl's get out of jail free card?
GarveyLives
Well-Known Member
On the second anniversary:Three men are now due to stand trial over the murder of West Norwood father-of-one Jude Gayle.
Jonathon Haynes, 35, of Park Avenue, Mitcham, and Leon Bishop, 30, from East Dulwich, appeared at The Old Bailey on Wednesday 11 October 2017
They were each remanded in custody where they will remain until their trial which is due to take place in March.
A third man, Tarelle Bishop, 23, of Dunelm Grove, West Norwood, appeared at The Old Bailey on Tuesday 3 October 2017, when he was also charged with the murder of Mr Gayle and is also set to stand trial in March 2018.
The Late Jude Gayle
Anyone with information concerning this incident should call the Homicide and Major Crime Command on 020 8721 4961 or via 101 or call Crimestoppers anonymously on 0800 555 111
Jude Gayle death: Family's new appeal to find man's killers
colacubes
Mr Hot Cookie
Can’t say I’m surprised. It was never busy and the prices for cans weren’t much cheaper than going for a pint over the road.
editor
hiraethified
I think they'd prematurely boozejaculated.
CH1
"Red Guard"(NLYL)
Fascinating (to me) human interest story about a collapsing bar stool at the Gipsy Hill Tavern.
Man sues pub for £1,000,000 after bar stool collapsed under him | Metro News
after this £1 million legal suit, it appears the judge knocked it back to £198,343.69 plus interest.
£200k for dad who ballooned to 22st after breaking ankle in pub fall
It does go to show though that falling off your bar stool can adversely affect you life - particularly if you instal satellite dishes up long ladders.
Man sues pub for £1,000,000 after bar stool collapsed under him | Metro News
after this £1 million legal suit, it appears the judge knocked it back to £198,343.69 plus interest.
£200k for dad who ballooned to 22st after breaking ankle in pub fall
It does go to show though that falling off your bar stool can adversely affect you life - particularly if you instal satellite dishes up long ladders.
tommers
Fuck it, it's fine.
I used to go in there to buy a few cans as a treat on a Saturday. Annoyingly I had just bought a big glass bottle to refill when they closed down.
editor
hiraethified
It's now been taken over by Pintadera who have expanded into two units.
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