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The end of cash?

If someone can use contactless payment and chooses not to, are they not excludeding themselves?
To an extent, although I see why some may not like the shift. But ultimately once you are over that hurddle it is simply better for many of the groups we are told it is excluding. If you are elderly are disabled surely contactless is easier than messing about with cash? And no need to travel extra just to get the cash out.

I don't think it is much of a real issue anyway outside of maybe some small independent shops (which tend to be more expensive anyway) and gimmicks like the Aldi one I don't see any food ships that are cashless. There are certainly shops that make it hard as you have to track down a member of staff to open a till or whatever but I have never seen one that will not take cash. Maybe it is different in London?
 
To an extent, although I see why some may not like the shift. But ultimately once you are over that hurddle it is simply better for many of the groups we are told it is excluding. If you are elderly are disabled surely contactless is easier than messing about with cash? And no need to travel extra just to get the cash out.

I don't think it is much of a real issue anyway outside of maybe some small independent shops (which tend to be more expensive anyway) and gimmicks like the Aldi one I don't see any food ships that are cashless. There are certainly shops that make it hard as you have to track down a member of staff to open a till or whatever but I have never seen one that will not take cash. Maybe it is different in London?

My Dad had Parkinson's and certainly found using contactless from his mobility scooter much easier.

As yet it's not the supermarkets that have gone card only, it's normally more pubs and similar where I've seen cash not accepted.
 
Yes, they're not excluding themselves at all; the retailer refusing to accept cash payment is the source of exclusion.

But they've made the choice?

I mean I grumble when I get caught out by somewhere cash only and I haven't got my wallet, but it was my decision not to carry it.
 
But they've made the choice?

I mean I grumble when I get caught out by somewhere cash only and I haven't got my wallet, but it was my decision not to carry it.
Yeah, but I'd imagine that decision was not based on a retailer asking you to hand over your wallet before allowing you to enter their premises?
 
So the same goes for accepting or not accepting cash** then. You want the custom, or you don't.

**As well as 'cash only' obvs.

But that's not the same as being excluded. If someone has no access to a bank card then yes they are. If they choose not to use, that's a choice
 
I think we have different interpretations of exclusion and victim in that case.
Possibly so.
From my perspective, if a consumer of physiological needs (food etc.) rocks up with a valid, legal means of purchasing their needs and is excluded by the retailer's choice, I can see only one victim, tbh.
 
As I understand it the bulk of the social credit system is essentially just a credit rating, I mean the kind you use for a mortgage or a company uses for a loan.
That's a different thing. There's a sesame credit score (芝麻信用) that is run by Alipay which as you say is like a credit rating but I think more for smaller stuff rather than mortgages.

The social credit score for individuals is not a thing and most people are genuinely baffled/amused by all the weird reports in foreign media about it. Companies have what is called a social credit number which AFAIK is mainly related to civil debts.

And if going cashless is part of the plan for a dystopian society, it's a bit strange that China legally requires businesses to accept cash.

Is the same system though that decided during covid that all the people trying to get their money out of a failing chinese bank had covid and should return to their homes immediately
No it isn't at all. That was the health code system put in place during covid which no longer exists.
 
But that's not the same as being excluded. If someone has no access to a bank card then yes they are. If they choose not to use, that's a choice

Right, then I'll come back to the vegan analogy. A cafe not catering to vegans isn't excluding vegans, because actually they're excluding themselves. And obviously that's up to the business runner, but it's probably a bad business strategy and in any case isn't very inclusive.
 
That's a different thing. There's a sesame credit score (芝麻信用) that is run by Alipay which as you say is like a credit rating but I think more for smaller stuff rather than mortgages.

The social credit score for individuals is not a thing and most people are genuinely baffled/amused by all the weird reports in foreign media about it. Companies have what is called a social credit number which AFAIK is mainly related to civil debts.

And if going cashless is part of the plan for a dystopian society, it's a bit strange that China legally requires businesses to accept cash.


No it isn't at all. That was the health code system put in place during covid which no longer exists.
Which they abused to try and stop a bankrun
 
I was curious about what counted as excluded so we could look for figures for how many people can't use card payments.
Those sort of stats are are readily available. I think the last official UK Govt data put those of us that use cash for most things or for everything at about 6% of the population. But I'm not really sure why the exact figure is that important; if retailers increasingly move to cashless models those people will be increasingly excluded from the ability to buy their food. That's a category difference to card folks who rock up to a rural event with no WiFI who are occasionally inconvenienced because they haven't carried their wallet.
 
But how are these people getting hold of cash without a card? (Someone) going to bank or post office? I’d imagine a card must be linked to the account. So they’re choosing not to use it. That’s not excluded by the retailer/society. Anyone can get a contactless card. And it’s clearly easier than cash. Choosing not to use it because you don’t understand how the technology works - neither do I - is not a realistic reason for a society to adjust behaviour.
 
Those sort of stats are are readily available. I think the last official UK Govt data put those of us that use cash for most things or for everything at about 6% of the population. But I'm not really sure why the exact figure is that important; if retailers increasingly move to cashless models those people will be increasingly excluded from the ability to buy their food. That's a category difference to card folks who rock up to a rural event with no WiFI who are occasionally inconvenienced because they haven't carried their wallet.

Because its not the same stat. Hence my post. 6% choosing to use cash is not the same as unable to pay via another method.
 
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