e2a: missed this will be back in a few minutes as there is guidance I will get for you
from the information for shops
https://fixyourbikevoucherscheme.est.org.uk/Downloads/Fix Your Bike Voucher Scheme - Shop Information Pack.pdf
page 12
BPR are great, my second choice of cycle shop - I got to Birmingham Bike Foundry in Stirchley usually, partly because I know some of the people who run it and partly because it's a co-op but it's great having two excellent bike repair places on my doorstep.
I've been listening to radio news today (or yesterday maybe it was) and the focus of that has been on the advertising rule changes, really not much about cycling when talking about the obesity thing, although there's been lots of other cycling things like the repair voucher scheme and the plans for new cycling infrastructure.
Thing about bikes is you're killing three birds with one stone - physical activity, rush hour congestion and air pollution/climate change. Walking is also being promoted through the cycling & walking schemes paid for through new infrastructure which will also hopefully address the safety issue. There's been new guidance released by the highways agency which I haven't had the chance to look at myself but I'm reliably informed is looking really good (as long as it's acted on anyway) so fingers crossed.
Where I live is one of the places in Birmingham that has been mentioned earlier in the thread as getting a filtered neighbourhood treatment which is going to include a short pedestrianised section on one of the side streets off the high street (sadly kings heath high street itself is a major A road and there's no real opportunity for a bypass for all the through traffic as it'd be great if that would be pedestrianised as well, but they are taking out on street parking to widen the pavements (has already happened because of covid-19) as well as putting in the filters to prevent rat running down the residential side roads off the high street. It should all help encourage people to walk rather than drive to the high street, as well as improving things for cyclists.
The cycle to work scheme has some major flaws but if you don't get caught by them it's really brilliant scheme from the govt. Your employer buys the bike, claims back the VAT and doesn't charge it on to you, so you immediately save ~20%. You pay for it over 12 months, interest free, taken from your pay packet before tax, so you don't pay income tax/NI on it either, which reduces the price further by a % that depends on your tax bracket. There's a bigger payment at the end but I can't remember the details of how that works. It can save you a lot of money on a bike and you pay for it over a year. You can also use it to buy accessories like lights, helmet etc.
The problems are that it's a maximum £1,000 which is entry level for an ebike afaik. There has been talk of raising that limit but I don't think it's happened. Other problem is that employers cannot, by law, make deductions from your pay that would take you below minimum wage. This is simply not allowed for any reason, so someone in a minimum wage job can't use the cycle to work scheme, even though they are the people who will benefit most
If you're close to minimum wage you might not be able to spend the full £1,000.
You also can't use it for second hand bikes, which is especially bad right now since I understand that new bikes under £500 are hard to come by.
You also don't need a licence for a bike or e-bike but most councils offer cheap or free adult cycling training which would be recommended.