Artaxerxes
Look out, he's got a gnu!
My own excuse(s)
Those are the main ones, others are available
- money, we have just about enough to live on
- housing, I was renting till I was 40 (so 2 years ago)
- neither of us have or are close to family so all of that unbilled support isn't there and neither of us have a particularly strong social network
Those are the main ones, others are available