It wouldn't be quite so bad if "the free market" was a "free market", at least then it would be understood that conditions dictate certain behaviour in what would be trade war, but it isn't. It's a pseudo--free market that is liberally salted through with provisos, detours and circumventions that benefit those that have the greatest leverage on the market (the "capitalists") to the detriment of those with the least.
Indeed. Though the term "capitalists" in the context you are using it would be better served through using "corporatists". There is far more at work than a difference in power owing to accruing more capital - on an individual basis you can only accrue a certain amount of capital given x amount of time and y amount of effort. To hit the megabucks you need a lot of extra help.
As Ron Paul reminded us recently, it is called 'capitalism', not 'creditalism'. It's supposed to be about the acquisition and saving of capital, not credit.