I only get the IS component.And on being asked about Incapacity benefit....
Those two togther come to more than £60 a week.
changing your life
- Thread starter Awesome Wells
- Start date
madzone
Physically unfavourable
What do you mean the IS component?
The lowest rate of IB is £63 odd a week - if you're getting some Income Support on top of that it's more than £60.
And if you're on IB and IS you should defintiely be entitled to HB at your LHA rate. Did they say why you aren't entitled?
because the place i live in doesn't qualify.
madzone
Physically unfavourable
But you said you couldn't move house becasue you couldn't pay for it. If you found a place that qualified for HB (and that means virtually anywhere that isn't with a relative) then you'll get HB.
Are you living with your parents?
Look, if you were as desperate as you make out you would have robbed a post office by now. Ask your local boozer if they need a barman, get a fucking paper round. Just don't fall into that apothetic rut that a lot of the country seems to be in right now. Excuses cost more than solutions.
This. But seems like he is in a rut/depressed, by being so negative and putting barrier after barrier in front of himself.
well firstly you'd have to find a decent (ie safe and secure and not some crackden) place then hope the landlord is amenable to you living there for the few months it will take to process the claim.
madzone
Physically unfavourable
It doesn't take months to get a claim sorted. And there are plenty nice, safe places available for rent. There are even schemes where you can borrow the deposit.
How do you think other people in a similar situation to you manage?
Genuine question, AW.
How would i know? I have no idea how other people live their lives.
The turnaround time locally is at least 8 weeks.
The turnaround time locally is at least 8 weeks.
madzone
Physically unfavourable
It might be worth having a little think about how other people manage
Again, there's millions of people claiming HB in the uk (including me) - I don't know why it should be any harder for you than it is for them/us.
I only told you what they, the HB department, told me. I have no idea how many peopel are claiming HB or why that woudl be relevant nor why you would think that it's the same everywhere where in some areas there will be greater demand on local departments than others.It might be worth having a little think about how other people manage
Again, there's millions of people claiming HB in the uk (including me) - I don't know why it should be any harder for you than it is for them/us.
hermitical
Well-Known Member
about the bank charges, are they regular, are you in debt? On your income you may be able to sort something out with the bank via the Citizens Advice or a local debt counselling service
spanglechick
High Empress of Dressing Up
because i mentioned it before and you didn't respond, and because you didn't mention looking for it - i've only got this thread to go on.
but the thing with things like car washing is that you have to go out every day and ask people over and over. then walk to the next village the next day and so on. it sucks - but it gets you out of the house. maybe make up some leaflets and stick them through doors. i'm sure a friend or family member could give you a few sheets of photocopy paper from their work and a pen, if not offer to print the things off for you.
i don't know your talents or aptitudes - but everyone can do something that someone else doesn't want to do.
the bank aren't interested in listening. the cccs could only advice defaulting on the payment and hoping that the debt collection people, whent he bank passes on the debt, will take me to court and the court would be lenient. Seems like a case of out of the frying pan and into the fire. I can cover my bank charges right now, but am left with not enough else to pay for things like bus fares (which are extortionate).
madzone
Physically unfavourable
^^^
This
The cab helped loads of my cients with their debts.
And if you follow spangles suggestions you could earn enough for bus fares
Mrs Miggins
Eternal
Cleaning out wheelie bins is a good one. Nobody wants to do that!
A friend of mine's husband found himself out of work and after an awful lot of persistance, got himself a round together and it kept their heads above water while he looked for better work.
Awesome Wells - I'd be very interested to know where you live geographically that there is no local work and where you live physically that you can't claim HB. Forgive me if you've already said. It's a long thread....
hermitical
Well-Known Member
the CAB will go through your incomings and outgoings, they use a standard sheet which is very generous for outgoings. They'll probably help you make an offer of low payments and advise you to start making these low payments...
Do this asap, then you will have money for bus fares etc. Also have looked into reclaiming bank charges?
hermitical
Well-Known Member
I found them tremendous help, I chose to go bankrupt a few years ago....
just got an email back from them saying they can't do anything. They say they can't challenge interest paymnents because the test case is still going through.
madzone
Physically unfavourable
Are you paying back interest only?
hermitical
Well-Known Member
got an email from who?
I'm not sure what you mean by this:
"They say they can't challenge interest paymnents because the test case is still going through"
from the CAB.
They said they can't challenge interest payments until the test case is resolved.
that's all i can afford to pay. Though really i can't afford even that. to be honest it's stupid just paying interest - the banks knows it and it's just a cheap source of revenue for them, rather than actually addressing the overdraft itself.
hermitical
Well-Known Member
I still don't know what you mean...which test case?
Have you actually arranged an appointment and seen an advisor or just contacted them by email?
The test case going through the courts now, from the trading standards people.
i contacted them by email because that is the only way to contact them. YOu will not get through by phone (an option that's only available one a week).
far enough away to require transport.
voluntary work depends on what's available and whether it pays expenses.
Applying and looking is all done online as there isn't much of a service available and they are not very good at it. I applied for a shedload of volunteer jobs months ago and never heard anything from any of them. You apply to a central agency who are supposed to process your application and pass it on (presumably).
Xipe Totec
Drexciyan
jesus what a moany bastard.
i hope you arent infectious 'awesome wells'
i hope you arent infectious 'awesome wells'
