better off -
not really done a lot / travelled anywhere (don't really go in for big holidays, but usually go away in UK a few times a year and to mum-tat's in london fairly often) and do a few voluntary things including putting events on - i claim some but probably not all expenses for these - and these were all cancelled.
did a lot of overtime when the shit was hitting the fan (original plan was i'd take the time off when it went quiet but it never did so got paid out for it)
wfh-ing over winter meant i wasn't buying lunch at or near work
worse off -
got in to the habit of driving to work rather than using employer-provided bus season ticket when lockdown was highest so bus service was severely reduced (although if i'd hardly been running the car at all, it may have developed problems)
got put on wfh during the winter so the gas / electric bill was higher than usual
possibly bought more books online than usual with libraries being closed
probably in profit overall...