I think talk of JV and the Hakk is very misplaced - they've been out of it too long, cost too much when in comparison to the good drivers who are still around
Teams for 2005 from what we know. I'll put my preferences/best guesses in brackets:
Ferrari - MS + Rubens
Tester: Badoer/Luizzi
McLaren - JPM + Kimi
Tester: Wurz/De la Rosa
Williams - Webber + (Hiedfeld/Davidson)
Tester: Pizzonia
Renault - Alonso + Fisichella
Tester: Montagny
BAR - Button + Sato
Tester: Davidson/new driver
Sauber - (Luizzi/DC) + (Paffett/Davidson)
Tester: Massa/Luizzi
Jaguar - (DC) + (Klien - they need the Red Bull $$)
Tester: Panis?
Toyota - Ralf + Trulli - that seems like a done deal to me
Tester: Zonta
Jordan - (Pantano) + (Verstappen - for the $$)
Tester: Glock
Minardi - (Bruni)+ (anyone)
Tester:
The biggest deal is who gets the secodn Williams seat - can't see it being DC - so of the other possibilites there's Trulli (Toyota most likely), Ant (inexperienced) or Nick.
Now, Sauber may take the risk on 2 very young drivers - Paffeet seems like a front runner from what Peter Sauber has been saying and Luizzi will be signed by Ferrari and prolly loaned out to gain epxerience. Doubt they'll keep Massa TBH.
God knows what's happening at Jordan - are they the team being taken over? Seems like it but still no official word. Minardi have lost their lead sponsor so will be rent-a-drive again.