The end of cash?

[Elohim]

How does cash make it easier to pay a mortgage?

More work

 

[Elohim]

I didn't want to come right out and say "Are you admitting to tax fraud on a public forum"

No I do pay tax I'm not admitting to anything. With a trade you can do deals with other tradesmen . An electrician friend did my electrics ,I did his new flat roof.

Everyone should really learn a trade even adult education do free courses in plastering, brick laying etc.

 

[liquidindian]

Got me there; can see why you went into banking

I didn't go into banking.

 

[teuchter]

And restricted specifically to “older people who aren’t comfortable with online banking or smartphone apps”.

No, you are straight up lying about what I wrote. You do it to other people too.

 

[The39thStep]

Yes. I'd imagine HMRC probably wanted a word.

LETS were actually promoted by some Councils and charities as a way of tackling isolation and trying to build social capital in communities

 

[teuchter]

No I do pay tax I'm not admitting to anything. With a trade you can do deals with other tradesmen . An electrician friend did my electrics ,I did his new flat roof.

Everyone should really learn a trade even adult education do free courses in plastering, brick laying etc.

I don't see any reason why most people would prefer to pay a tradesperson in cash rather than eg. bank transfer - unless they got that 20% "discount".

With cash there's no formal record of who's paid who what. I record of who paid who how much and when can be rather useful if problems or disputes arise.

 

[brogdale]

No, you are straight up lying about what I wrote. You do it to other people too.

Quoting the exact words that you posted

 

[pbsmooth]

I'm a roofer by trade . The last couple year's I'm doing more cash jobs which works better for me and the customer.

Without cash I would struggle with mortgages and helps things to tick over until work picks up.

Have you thought about a career doing stand-up?

 

[Elohim]

Have you thought about a career doing stand-up?

Don't think it would put food on the table. Would you like to book me ?

 

[teuchter]

Quoting the exact words that you posted

Yes, it is possible to partially quote someone's exact words and simultaneously lie about the meaning of the whole statement they are extracted from, and that's what you are doing.

 

[brogdale]

Yes, it is possible to partially quote someone's exact words and simultaneously lie about the meaning of the whole statement they are extracted from, and that's what you are doing.

Interpreting words posted by someone else on a forum isn’t “lying”; you need to get a grip.

 

[Elpenor]

I didn't go into banking.

Did banking go into you then?

 

[xenon]

This thread is still nuts. If you decide not to have a bank account through choice. But you shouldn’t be socially excluded. Okay opt out o bank accounts, vaccines, schooling, paying tax, but still want access to everything. To be able to buy anything in any shop avail yourself of services… I don’t think there’s many fighting in that corner. apart from libertarian maniacs. everyone should be able to have a bank account and a cash card. I am not saying cash should disappear. again. But the idea you can opt out of these arrangements and yet still have equal access to every service, is just beyond parody.

 

[Elpenor]

Used a £2 coin today as part payment for my shopping, mainly as it’s a difficult coin to use for paying for parking.

Wonder when I’ll next see one

 

[xenon]

I mean mention you have savings or sometimes buy food with a contactless payment method You’re a Bourgeois middle-class out of touch liberal. But yeah if you withdraw cash from your local supermarket your salt of the Earth understand the struggles of the downtrodden and not at all ageist. Because all the old people don’t know how to use technology.

 

[xenon]

More work

Not from me mate. When I have jobs done I pay with electronic payment transfer. I’m not going to the bank to withdraw hundreds of pounds in cash just for your personal peccadilloes. I mean unless you’re giving me 20% off.

 

[liquidindian]

Did banking go into you then?

I don't get it.

 

[MickiQ]

Not from me mate. When I have jobs done I pay with electronic payment transfer. I’m not going to the bank to withdraw hundreds of pounds in cash just for your personal peccadilloes. I mean unless you’re giving me 20% off.

You don't have to pay cash to get the 20% zero bureaucracy discount, I have paid more than one tradesperson by electronic transfer to his personal account rather than his business one or even someone else's. I have never met nor spoken to the wife of my favourite carpenter yet I have made more than one transfer to her bank account. Personally whether or not I take up the discount and not ask for a receipt depends on the size of the job. My extension cost me £60K thus every penny was duly logged and receipts galore were gathered. With the £45 to sort out the bathroom door a more free wheeling attitude was taken. I'm self-employed myself but all my clients are big corporations who always insist on invoices with a VAT number so alas I get no such opportunity myself but do not begrudge those that do.

 

[Serge Forward]

I'm fed up with the 21st Century. Can we go back to the 1990s please?

 

[xenon]

You don't have to pay cash to get the 20% zero bureaucracy discount, I have paid more than one tradesperson by electronic transfer to his personal account rather than his business one or even someone else's. I have never met nor spoken to the wife of my favourite carpenter yet I have made more than one transfer to her bank account. Personally whether or not I take up the discount and not ask for a receipt depends on the size of the job. My extension cost me £60K thus every penny was duly logged and receipts galore were gathered. With the £45 to sort out the bathroom door a more free wheeling attitude was taken. I'm self-employed myself but all my clients are big corporations who always insist on invoices with a VAT number so alas I get no such opportunity myself but do not begrudge those that do.

Well this is a matter between you them and the taxman.

When I’ve had to get a couple of jobs done recently, I just asked how much it was, got the work done, transferred the money from my phone to their account. I suppose they might of said or you can get it cheaper for cash. In which case I might of made the laborious trip to the bank. But no. Can pay them from my phone. Bourgeois bastard that I am.

 

[brogdale]

I'm fed up with the 21st Century. Can we go back to the 1990s please?

The horror; hardly anyone had apps on their phones then.

 

[UnderOpenSky]

The horror; hardly anyone had apps on their phones then.

Does snake count?

 

[brogdale]

Worth noting that the Ceeney report, (referenced by danny la rouge in his OP), reveals that those on here claiming that they are comfortable with the cashless economy do not reflect the majority view of those questioned for the report.

 

[brogdale]

and, when questioned, large majorities could foresee the difficulties that a cashless economy could create for other, less fortunate/more vulnerable groups:

 

[brogdale]

I didn't go into banking.

Eh?

You forgotten posting this rather uncaring, ageist stuff, then?

I'm not saying the problem doesn't exist, but to get cash most people have to use a card and insert in a machine, use a PIN etc. There were people who refused to use the ATM 20 years ago when I was a teller, auld biddies still asking for their passbook to be filled in, but they were really rare even back then.

 

[teuchter]

Even though you have reposted information literally included in the OP and repeatedly discussed over the course of 4 years since then, I still don't understand. Because an increasingly cashless society does not cause me personally many major problems, I am unable to comprehend how it could be a problem for anyone else nor do I care in the slightest. Please can you repost more information, and tell me off some more, until I get it, because I and various other posters am so stupid and uncaring.

 

[LeytonCatLady]

Because an increasingly cashless society does not cause me personally many major problems, I am unable to comprehend how it could be a problem for anyone else nor do I care in the slightest.

Oh well as long as it doesn't affect you, that's all good then innit. That's most of the world's problems wiped out at a stroke because they don't bother teuchter from Urban75.

 

[liquidindian]

Eh?

You forgotten posting this rather uncaring, ageist stuff, then?

I'm not sure working as a teller in the Markinch branch of the Royal Bank twenty years ago counts as "going into banking", does it? I mean I did go into a bank and then stay in it for hours, I suppose.

 

[mojo pixy]

the idea you can opt out of these arrangements and yet still have equal access to every service, is just beyond parody.

Why?

Also, which services? Why plural services? We're only talking about using cash, why should not wanting to pay cashless exclude from services? Where does education, vaccines, health etc come into it? How would my 'wanting me and my kids to be healthy and educated' equal 'needing a bank account'?

 

[brogdale]

Even though you have reposted information literally included in the OP and repeatedly discussed over the course of 4 years since then, I still don't understand. Because an increasingly cashless society does not cause me personally many major problems, I am unable to comprehend how it could be a problem for anyone else nor do I care in the slightest. Please can you repost more information, and tell me off some more, until I get it, because I and various other posters am so stupid and uncaring.

I think the information that I posted from the report linked in the OP is apposite in that it sets in context the small number of smug, uncaring posts on this thread and shows them for the minority position that they represent.