Kind of a derail I guess, but could someone explain in a few words what’s so good about all those fucking funeral plans? I know that one has to commit for life and would lose the lot if the policy is cancelled, which sounds pretty shit to me.
Perhaps if one is already in their 70s it might work out, but someone in their 60s or 50s surely sticking £30 or £40 a month in an ISA or savings account would accumulate enough funds to cover one’s funeral within a few years, and crucially the money is yours to do as you please otherwise.