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Universal Credit/Benefits system

You can get a loan on it - ie, the full amount of your first payment payable back at 10%. That comes through pretty much instantly. There's a button on the portal called 'Advances'. Surprised they didnt tell you that.

They just messaged me about it on the journal. Will have to do it I suppose but hate the idea of owning them anything, ever. Never trust the job centre.
 
The word 'Universal' is a bit of a misnomer. It kind of implies everyone gets the same amount. In actual fact it just means they've rolled what were all these separate benefits previously into one payment (employment benefit, childcare etc etc).

I can't believe I even know this shit now. Rewind a couple of weeks.... eye opening.
i was aware of that, but i expected that basic old "dole" bit would be the same (universal for everyone) before add ons?
 
i was aware of that, but i expected that basic old "dole" bit would be the same (universal for everyone) before add ons?

Ah yeh, I think it's all here.


Kicks in from april 6
 
Hoping someone can answer a couple of questions.

Everything went through for my claim online but I have been given an appointment for 17th April for a "biographical interview" Left a message in my journal asking if I can have the interview sooner and got a reply saying they are fully booked. Does this sound reasonable / correct.

Also, I should be eligible for self employed help and am wondering if that income will be included when they assess the claim despite it being June before I will receive anything.
 
Hoping someone can answer a couple of questions.

Everything went through for my claim online but I have been given an appointment for 17th April for a "biographical interview" Left a message in my journal asking if I can have the interview sooner and got a reply saying they are fully booked. Does this sound reasonable / correct.

Also, I should be eligible for self employed help and am wondering if that income will be included when they assess the claim despite it being June before I will receive anything.

Appointments are usually booked at the earliest possible opportunity. The sheer numbers are overwhelming the system, as I mentioned, we had 480,000 new claims in 10 days, these claimants all need an appointment. It's not brilliant but the sheer numbers are causing this.

We still don't have the details of this. Under current UC rules then wages are only taken into account during the assessment period you receive them in. There maybe new/different information coming out soon.
 
Appointments are usually booked at the earliest possible opportunity. The sheer numbers are overwhelming the system, as I mentioned, we had 480,000 new claims in 10 days, these claimants all need an appointment. It's not brilliant but the sheer numbers are causing this.

We still don't have the details of this. Under current UC rules then wages are only taken into account during the assessment period you receive them in. There maybe new/different information coming out soon.

Thanks, didn't want to waste my and their time phoning up to check.

Hopefully they will know about self employed grant by the 17th.
 
Thanks, didn't want to waste my and their time phoning up to check.

Hopefully they will know about self employed grant by the 17th.

My call came two days after I booked it. That seems like a long time to wait. They actually called me a couple of days before they were supposed to (at 8.30am in the morning!) and asked if I minded doing it sooner.
 
My call came two days after I booked it. That seems like a long time to wait. They actually called me a couple of days before they were supposed to (at 8.30am in the morning!) and asked if I minded doing it sooner.

I'm guessing that I'm near the back of the queue as we held off a bit because my wife finds out what's happening with her job tomorrow.

We can juggle our finances to get through this month so it's better for others who are in worse situation to get sorted before us.
 
Looks like I am going to have to make a claim too as Im agency staff and company laid me off today but is paying perm staff the government 80 percent furloughed money if they get it said they would have me back but no idea obviously when.

As it doesnt look like work again any time soon and looking around theres not much chance of getting work here at moment as I am paid weekly a week in hand this week and then getting some holiday money next week friday this will affect my claim is it better I wait until after this weeks pay date or even next weeks payment as this would affect my claim anyway anybody know it seems pointless claiming if it cancels it out reading up on UC but seems confusing as theres also new style jobseekers as an option according to some

Anybody any advice please
 
Hoping someone can answer a couple of questions.

Everything went through for my claim online but I have been given an appointment for 17th April for a "biographical interview" Left a message in my journal asking if I can have the interview sooner and got a reply saying they are fully booked. Does this sound reasonable / correct.

Also, I should be eligible for self employed help and am wondering if that income will be included when they assess the claim despite it being June before I will receive anything.

Put a message on the journal saying you need an urgent callback, don't know how much effect it has but I got a message 2 days after putting that and a call ten minutes later from the local JC.
 
no job seeking for the foreseeable(that's what they told me)? Love it.

Not what they told me, although he did just tick boxes when I told him I was/had been self employed. Asked what I'd be applying for, I was vague, he just said 'I'll put this and this then'.
 
Put a message on the journal saying you need an urgent callback, don't know how much effect it has but I got a message 2 days after putting that and a call ten minutes later from the local JC.

Thanks, will give that a go.
 
Looks like I am going to have to make a claim too as Im agency staff and company laid me off today but is paying perm staff the government 80 percent furloughed money if they get it said they would have me back but no idea obviously when.

As it doesnt look like work again any time soon and looking around theres not much chance of getting work here at moment as I am paid weekly a week in hand this week and then getting some holiday money next week friday this will affect my claim is it better I wait until after this weeks pay date or even next weeks payment as this would affect my claim anyway anybody know it seems pointless claiming if it cancels it out reading up on UC but seems confusing as theres also new style jobseekers as an option according to some

Anybody any advice please

Start your application now as it looks like delays are getting longer. I doubt it matters when you get paid, more the date your employment ended.

It took a couple of days of slow loading pages and crashes just to get through every stage online as you also have to use a verification service to prove who you are.
 
They're only asking for your NI number, passport number and bank account number and a couple of cursory questions
 
10% interest is pretty fair. I've got two credit cards which are 60%!

Actually on this subject, coz ive always been shit at this kind of thing. Should I use the money I get from UC to pay down some of my credit cards. Given the difference in interest rate?
 
My wife is self employed and her business has almost shut down but she's trying to do something online instead so is still receiving some income although it's a tiny fraction of her pre-plague earnings (which weren't much anyway). Will she still be able to make a claim? Will they just make her pay it back when they get around to properly processing the claims?
 
Just for info purposes re my post above and universal credit claim as agency worker not getting furloughed , the agency contacted me today and said that the rules have changed from the client having to offer me a perm job to do that to as long as temp workers were working for same client since 28th feb but not started afterwards and were then finished because of covid19 but would have been kept on otherwise then the agency themselves can furlough the employee so as they dont go anywhere else and will continue working for same client afterwards.

So my pay has now been backdated to carry on from last monday at 80 percent full pay and have been told that the furlough must last at least 3 weeks and cannot make money working elsewhere during gov furlough,
This should be same for any agency worker I expect and as I am no longer commuting my pay will be almost the same as it does not affect volunteering etc I will now be looking into doing something for my community whilst off

Anyone claiming universal credit due to agency work stopping it may be worthwhile speaking to their agency about THEM furloughing them too now rather than the client company that are only furloughing perm staff its a lot less hassle and stress than universal credit system at the moment anyway
 
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Ive been wondering...has the regime for forcing people to search for and apply for endless jobs changed since C19?

My flatmate is currently on UC and he said that he was basically told to go through the motions. He seems to feel comfortable doing basically fuck-all job searching, which is all he can do to be fair.

I don't think that the UC regime is being applied anywhere near as rigorously as it was before the pandemic; given how many people have recently been made jobless, I think there'd be a bloody uproar if it was.
 
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