Pickman's model
Starry Wisdom
because he's a poseur.
Stolen Bicycle Now Found
- Thread starter Diamond
- Start date
Pickman's model
Starry Wisdom
Pickman's model
Starry Wisdom
where a lawyer's up for committing insurance fraud but lo and behold declares without a shred of evidence that his policy allows this sort of thing.
Shall we all just take a step back here for a moment?
My bike was stolen.
I was deprived of it for over 3 months.
In that time I had to negotiate with my insurers to get a new bike, substantially inferior.
That arrived months after the original theft.
I now have the original bike back.
I have also offered (although this offer has long since expired and I am at a loss to understand why I advanced it in the first place given the attitude of most on this thread) to sell it for the gain of the server fund.
And all of this, all of the above, renders me a person who should be the object of relentless abuse and opprobrium.
Have a look at yourselves.
My bike was stolen.
I was deprived of it for over 3 months.
In that time I had to negotiate with my insurers to get a new bike, substantially inferior.
That arrived months after the original theft.
I now have the original bike back.
I have also offered (although this offer has long since expired and I am at a loss to understand why I advanced it in the first place given the attitude of most on this thread) to sell it for the gain of the server fund.
And all of this, all of the above, renders me a person who should be the object of relentless abuse and opprobrium.
Have a look at yourselves.
Pickman's model
Starry Wisdom
none of us believe you when you claim that your insurance policy allows you to keep recovered goods without notifying your insurers.
Better here than in the courtroom
Speaking as an actual insurer who deals with actual real life insurance contracts, there is no doubt that the bike now belongs to the insurer. It's a simple matter of subrogation. It will definitely be in the insurance policy, whatever mr big-pants-on-fire says about it. It's absolutely standard. But even if it isn't, it doesn't need to be, actually, because the subrogated rights still apply; such is the whole basis of insurance and the laws that govern it.
Tell you what though, diamond -- if you say it isn't in your contract please let me know which insurer you have used because I'm sure their legal department would love to know about their oversight and I'll go and have a word with them.
Here you go, Diamond, read all about it:
Subrogation - Wikipedia, the free encyclopedia
Tell you what though, diamond -- if you say it isn't in your contract please let me know which insurer you have used because I'm sure their legal department would love to know about their oversight and I'll go and have a word with them.
Here you go, Diamond, read all about it:
Subrogation - Wikipedia, the free encyclopedia
DotCommunist
So many particulars. So many questions.
*finbarr saunders face*
I'm not offering abuse or opprobrium because of any of the above. I'm offering it because - and I have to stress that this is the third time I've explained this part to you- you're talking about selling a bike which, so far as the police and your insurers are concerned, is stolen. You haven't notified either to say that it has been recovered, and presumably wouldn't be telling any prospective buyer about the background. In the case of the police, knowing where is was recovered might actually be useful in tracking down who took it in teh first place - bikes have a tendency to go walkies and it is often the same people doing the taking.
It's the slightly skewed moral compass I'm drawing into question. As if the fact that the money would be for the server fund negates all the above. It's also a bit odd that you will sell the nice bike rather than the one you bought with the insurance money.
.No, it's a a direct threat against the incompetent contract drafting department of whatever insurance company has managed to write a home insurance contract without including the first principles of insurance law. I'll go and get someone fired for it.
So go on then, who has written your policy?
Or maybe you're just once again mixing up reality and your imagination?
Looby
Well-Known Member
You are such a dickhead. [emoji3] You know you've dropped a bollock here, just admit it!
Lucy Fur
Well-Known Member
The poin
Opprobrium means public disgrace arising from shameful conduct.
So if thats how you are feeling ....
Obviously not you muppet, and by the way
Opprobrium means public disgrace arising from shameful conduct.
So if thats how you are feeling ....
Off you go then, off to make money from selling stolen goods. Nice one.
Gromit
International Man of Misery
I'd tell a friend if he was risking a good career over a couple of hundred quid that it wasn't worth it and it was a crime. If he got all huffy, self righteous and defensive the way you are getting I'd also tell him he was being a prick and to take a good look at himself for his own benefit. It's what good friends actually do.
Looby
Well-Known Member
[emoji106]
Pickman's model
Starry Wisdom
he never fails to deliverUrban has been so boring recently. Thanks for the thread Diamond
In fairness, it's very difficult to take this much shit on your own.
I'm switching sides.
Diamond , back to back, geezer!
I'll take that with the rather hefty pinch of salt intended pal!
Lucy Fur
Well-Known Member
ok Spymaster would you maybe, if it's not too much bother, take a little time out, to consider the ethics and possible consequencies of not informing your insurer about a returned bycycle. I have tried to raise the matter with your esteemed colleague, but you know....., anyway, I'll leave it with you.In fairness, it's very difficult to take this much shit on your own.
I'm switching sides.
Diamond , back to back, Geezer!
