Nationwide, a shower of useless bastards
- Thread starter 8den
- Start date
Pickman's model
Starry Wisdom
I've been very happy with them
UrbaneFox
They've doubled in price
I know. Who are these sods who exhume terrible memories we'd all like to forget.Fucking hell
UnderOpenSky
baseline neural therapy
They've been mostly OK with me. Actually worked for them half a life time ago. Weren't a total shower of cunts.
I've often thought one way to judge these folk is how they are when things are bad. I'll never forgive Barclays for pilling charges on charges when I was really struggling. Nationwide took away my overdraft which was a ball ache, but did come to a compromise. And didn't hit me with shit loads of charges.
Still annoyed they didn't give me a mortgage though so 19 years loyalties doesn't count for that much...
I've often thought one way to judge these folk is how they are when things are bad. I'll never forgive Barclays for pilling charges on charges when I was really struggling. Nationwide took away my overdraft which was a ball ache, but did come to a compromise. And didn't hit me with shit loads of charges.
Still annoyed they didn't give me a mortgage though so 19 years loyalties doesn't count for that much...
UnderOpenSky
baseline neural therapy
So despite being mostly happy with them for 18 years I do think they are taking the piss with a new overdraft rate of 39%. I know all banks will be increasing it due to how they are now allowed to charge customers, but still.
Had a Starling account opened in a few hours and offered a £1000 overdraft at 15%. Plus their app is rather snazzy as well.
Had a Starling account opened in a few hours and offered a £1000 overdraft at 15%. Plus their app is rather snazzy as well.
skyscraper101
0891 50 50 50
These new overdraft charges are a pisstake. How has this been allowed to happen? I haven't seen much of a public outcry over it but its going to massively hurt many people.
Proper Tidy
Arsed
Nationwide hit me for over £1,500 in charges on an initial £600 unauthorised overdraft in less than a year. Circa year 2000. There are no good banks and that includes building societies. No shareholders doesn't mean no massively overpaid execs trying to squeeze the margins as much as they can. In summary, they are all cunts. And tbf I never paid nationwide back a penny, have that building society members
Proper Tidy
Arsed
But just to add, that period of my life I racked up a lot of debt very quickly which probably wasn't big or clever and it was mostly my recklessness, a little bit cos of an unexpected job loss and some other stuff, but mainly me being a young dickhead. But of all the banks and lenders I ultimately fucked off, nationwide were the most ruthless with their charges despite the cuddly fuzzy stuff about them being a BS. It was cos of them that I decided there was no point trying to deal with it and instead I just moved lots and stayed off the electoral roll for a few years
UnderOpenSky
baseline neural therapy
skyscraper101 its because they aren't allowed to charge the punitive fees anymore when people go outside overdrafts etc. But it's still a piss take. Fortunately its been many years since its been that close to bone for me, but until recently I have used overdrafts every month. It's actually cheaper to borrow on credit cards. Expect many banks to do this soon, they are just the first.
Proper Tidy funnily enough I had the opposite. When I was really struggling found them the most helpful and least punitive. They took my overdraft away once, but when I called them they came to an arrangement.
Proper Tidy funnily enough I had the opposite. When I was really struggling found them the most helpful and least punitive. They took my overdraft away once, but when I called them they came to an arrangement.
skyscraper101
0891 50 50 50
Same. I have lived in and out of an agreed overdraft for ages until recently. Fees like that would've killed me. Better to just get an interest free balance transfer card.
StoneRoad
heckling from the back!
Almost 40 years ago, OH and I were searching for a good mortgage provider.
After being royally p155ed about by Lloyds and N Rock we went with N'wide.
We made a few alterations to the millstone over the years and moved house twice as well, N'wide staff were always very helpful.
But last year we paid it all off ... very satisfying ! Have kept the current a/c we had with it and I've still got the savings a/c I had from beforehand.
Not very happy with the recent reduction in branches, although they have remained resolutely a mutual.
After being royally p155ed about by Lloyds and N Rock we went with N'wide.
We made a few alterations to the millstone over the years and moved house twice as well, N'wide staff were always very helpful.
But last year we paid it all off ... very satisfying ! Have kept the current a/c we had with it and I've still got the savings a/c I had from beforehand.
Not very happy with the recent reduction in branches, although they have remained resolutely a mutual.
Pickman's model
Starry Wisdom
To be fair they've opened a few too
wtfftw
melting like a toastie
If it helps i transferred money to monzo and it took hours but at the same time I was waiting on a monzo to monzo transfer that also took hours.
Tens of thousands of Monzo customers unable to access their funds as bank goes down - CityAM
Thousands of Brits are currently unable to access their money as Monzo Bank has gone down, leaving customers shut out of their accounts and unable to make or receive any payments.
So monzo had the same issue but maybe for longer and maybe not as widespread? Their app didn't say anything. At least nationwide did say.
platinumsage
HaveMyPassword123
If you can, have at least two current accounts - preferably one that gives you a visa card and another that gives you a mastercard.
Nationwide customers hit by payment glitch
Customers were left questioning why their wages had failed to appear in their account on Friday.
www.bbc.co.uk
to fuck up payments twice within a month starts to look careless.
StoneRoad
heckling from the back!
Santander also up the ...
Santander: Bank hands out £130m in Christmas blunder
The error meant around 75,000 people woke up on Christmas morning to a surprise payment from Santander.
www.bbc.co.uk
Puddy_Tat
naturally fluffy
Sasaferrato
Super Refuser!
Other way round for me with Lloyds, been with the same branch since 1977, never had a problem.
StoneRoad
heckling from the back!
I must admit, that almost all my lloyds problems were in the period when they were re-arranging the branch network - merging branches, mainly - which coincided with me "changing employer" as a result of two takeovers / mergers and then changing banks. Understandable, but still annoying.
Sasaferrato
Super Refuser!
UnderOpenSky
baseline neural therapy
I keep meaning to close an old Nationwide account, but actually this is a good reason not to.
hash tag
Books, not bombs
" we are not like other banks, we are not about to close branches" so sayeth their adverts.
Well guess what Which Nationwide branches are closing in 2023? A full list of closures
The local branch also closed in the last year. bastards indeed.
Well guess what Which Nationwide branches are closing in 2023? A full list of closures
The local branch also closed in the last year. bastards indeed.
It’s not a very big list to be fair and mostly relates to London which while annoying to those nearby probably isn’t as big a deal compared to the large number of branches other banks are closing in rural towns meaning many people are having to travel miles to get to their bank with poor public transport for those with no cars.
Dom Traynor
Tino Pai
One month before I left the UK for good, I took out a 10k loan and a 10k credit card from Nationwide. Needless to say they haven't had a penny back and now my record would be back to zero again if I did choose to return.
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