Fingers
From Tuscany SE22
Well spotted ha ha. Yeah it was brill!
Herne Hill news, chitter chatter and gossip
- Thread starter choochi
- Start date
Well spotted ha ha. Yeah it was brill!
brixtonblade
Well-Known Member
Thanks for the tip. Might go up and have a look before going to see the pictures on Josephine Avenue.
GarveyLives
Well-Known Member
Others here are far better placed than I am to speak for the concerns of Herne Hill's ethnic majority.
friendofdorothy
Solidarity against neoliberalism!
GarveyLives why are you dragging that up again now after all this time, and posting that offessive graffiti pic again? Please delete it.
gaijingirl
Well-Known Member
Haven't been there since it reopened myself but just saw this crowdfunding thing from Cafe Prov...
http://www.crowdfunder.co.uk/save-cafe-provencal
http://www.crowdfunder.co.uk/save-cafe-provencal
brixtonblade
Well-Known Member
That's sad to hear
£30,000 in 50 days? I wish the cafe luck, but don't fancy its chances.
Maharani
Just like Heaven
Quite...£30,000 in 50 days? I wish the cafe luck, but don't fancy its chances.
T & P
|-o-| (-o-) |-o-|
That's really sad. Great place. I hope they make it but it does look like quite a mountain to climb.
Between the very powerful and well-off Thames Water and the insurance company, it seems incredible (though I guess not that surprising) that an established loved business is about to go bust. In fact, why the fuck should the likes of Cafe Provençal have to invoke their insurer? How is this not the responsibility of Thames Water?
Between the very powerful and well-off Thames Water and the insurance company, it seems incredible (though I guess not that surprising) that an established loved business is about to go bust. In fact, why the fuck should the likes of Cafe Provençal have to invoke their insurer? How is this not the responsibility of Thames Water?
leanderman
Street Party: July 2
Had a couple of family meals there. Charming place. Reasonable food. And feels like you are on holiday somehow.
Maharani
Just like Heaven
Some ridiculous insurance loophole?
brixtonblade
Well-Known Member
I thought that reopened. Did it close again?
Sister Midnight
Well-Known Member
Bit confused how come they need the money now after apparent refurb (& they've looked busy when I've passed). Maybe all on loans? I
technical
stripey
Yes. Not sure if it was related to the flood but its definitely closed for good.
brixtonblade
Well-Known Member
Shame. Thought it was a bit pricey but shitty for places to have to close because of the flood
Twattor
Well-Known Member
Rushy
basically a scrotum
I still don't really get it. Surely it wasn't their own insurers who had to pay out? Even if they were 0% insured, it's surely Thames Water and their insurers who are liable for all the losses?
Maharani
Just like Heaven
I just messaged to ask...
leanderman
Street Party: July 2
Very good indeed. Decent prices.Proper Naples
editor
hiraethified
I like the unfussy service too. Bottled beer was a bit pricey but that's no biggie when the pizzas taste great and start from £4.55.
http://pizzeriapellone.co.uk/our-menu/
Winot
I wholeheartedley agree with your viewpoint
Yeah the whole crowdfunding of capitalist ventures is a bit odd. That said, I'd happily dig into my pocket for somewhere I owe allegiance to like A&C Continental or LS Mash in their rather extraordinary circumstances, and perhaps this falls into that category. Although as Rushy says, it's all a bit unclear.
discobastard
Well-Known Member
With this you could either claim through Thames Water's insurance, or you could claim through your own policy. Your own insurer would then have to re-claim from Thames Water's insurers. The advantage of claiming through your own is that it would probably be far quicker, and then let them deal with Thames' insurers who are dealing with a much bigger and more complex claim and hence it taking far longer (time in which you can't get back to running your business - or relocating to alternative premises if you can).
With business insurance, you can choose to have material damage cover (includes theft etc), and also business interruption. If you don't have business interruption cover then obviously every minute you are not in business then you are effectively losing cash. It's fairly common for businesses to go down because either they chose not to buy business interruption cover or they have underestimated the length of business interruption they need (12 months might seem like a long time but not if premises need rebuilding, planning permission needs to be sought etc - or if the premises landlord doesn't have buildings cover or drags their heels).
(I don't know whether Thames' insurance would cover business interruption or not and so am not commenting)
It can be a really messy business. Yes, sometimes insurers will try and wriggle out of things, but also, sometimes, businesses simply don't pay enough attention to what cover they are buying - or over the years the business gets bigger but they don't update the policy/inventory and so find themselves underinsured)
None of this is a comment on who should or shouldn't pay for what, just context.
ETA: Business interruption insurance covers the loss of income a business suffers after an incident that prevents trade. The income loss covered may be closure of the business premises or the rebuilding process.
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