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Was in bed eating bag of fruit salad and black jacks. Chloe was sat there twitching her nose wanting in on the action. held one up to her nose. she tried to bite it and gave it a few licks. I took it away as was not going to let her eat it. gave it a quick wipe and ate it myself. not going to let a fruit salad go to waste :D

 
can anyone recommend a good pet insurance company? might consider taking out insurance for my girls

I use Petplan - with my recent MASSIVE claim for Radar's treatment (£6,500) they dealt direct with the vet, the only thing I had to do was check and sign the forms that were printed out for me at the vet hospital.

My little sweetheart was in and out of hospital with surgery and complications, having my vet just print out something for me to sign rather than having to find the money (£6.5k :eek: ) and claim it back afterwards was really useful.

I did put some cash up front at the first visit (the usual fee for a consultation) but that was taken into account and I was sent a final bill for the excess that that insurance hadn't covered after all the claims had been processed - that was awesome, the last thing I needed or would have been able to cope with was any *more* stress from claiming for the initial surgery, then the first time he went back into hospital, then the second time - vet and Petplan sorted it all out between themselves. We ended up paying an excess and stuff that wasn't covered of about £1.1k or thereabouts.

I should say though, insurance is something you should get when they are young. If they aren't little when you start, the premiums will be high and you might be better off putting £10-£20 per cat every month into a jar or a bank account for vet bills.

EDIT: Oh Nate used to have a moan every month when he looked at his bank statement - "why the fuck are we paying for pet insurance?" Not heard a peep out of him since they stumped up thousands towards Radar's surgery and aftercare. I think that is one disagreement we will never have again.

The best reward is my little cat being well and a furry horror once again, but having Petplan and the vet deal with the claims between them was really good, I am not sure I was in any fit state to fill out claim forms during Radar's health problems - could concentrate on helping him to get well (which wasn't wait and see, it was 5 liquid feeds a day 4 hours apart, sterilisation of equipment in between, care of the stoma and bandaging, and trips to and from the vet and sometimes stays in hospital - and yeah I visited him in hospital - basically it was not easy for me and I was exhausted).

The most valuable thing about having insurance was that the treatment he had was based around his prognosis and welfare, rather than cost. We didn't have to make any decisions with our finances in the driving seat.
 
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I use Petplan - with my recent MASSIVE claim for Radar's treatment (£6,500) they dealt direct with the vet, the only thing I had to do was check and sign the forms that were printed out for me at the vet hospital.

My little sweetheart was in and out of hospital with surgery and complications, having my vet just print out something for me to sign rather than having to find the money (£6.5k :eek: ) and claim it back afterwards was really useful.

I did put some cash up front at the first visit (the usual fee for a consultation) but that was taken into account and I was sent a final bill for the excess that that insurance hadn't covered after all the claims had been processed - that was awesome, the last thing I needed or would have been able to cope with was any *more* stress from claiming for the initial surgery, then the first time he went back into hospital, then the second time - vet and Petplan sorted it all out between themselves. We ended up paying an excess and stuff that wasn't covered of about £1.1k or thereabouts.

I should say though, insurance is something you should get when they are young. If they aren't little when you start, the premiums will be high and you might be better off putting £10-£20 per cat every month into a jar or a bank account for vet bills.

EDIT: Oh Nate used to have a moan every month when he looked at his bank statement - "why the fuck are we paying for pet insurance?" Not heard a peep out of him since they stumped up thousands towards Radar's surgery and aftercare. I think that is one disagreement we will never have again.

The best reward is my little cat being well and a furry horror once again, but having Petplan and the vet deal with the claims between them was really good, I am not sure I was in any fit state to fill out claim forms during Radar's health problems - could concentrate on helping him to get well (which wasn't wait and see, it was 5 liquid feeds a day 4 hours apart, sterilisation of equipment in between, care of the stoma and bandaging, and trips to and from the vet and sometimes stays in hospital - and yeah I visited him in hospital - basically it was not easy for me and I was exhausted).

The most valuable thing about having insurance was that the treatment he had was based around his prognosis and welfare, rather than cost. We didn't have to make any decisions with our finances in the driving seat.

That's good to read Epona. We are with pet plan as well and have wondered about switching to someone cheaper, but that certainly makes me inclined to stay.
 
I've only had to claim on pet insurance once. My old nuttacat had calcium stones and they put him under for an X-ray to find out what it was, called me while he was still under once they knew to get my permission to operate but I couldn't get to the phone. So he had to go back two days later for the actual op (I felt so guilty about that).

But while he was in for the op they checked I was insured and did his teeth that were a bit dodgy because teeth aren't normally covered, so I got another £100 covered. The vet was awesome, and they know how to play the system. If you have a good one

With the antibiotics and two operations it was £4K of work.
 
Karl enjoying the warmth and roughness of the patio stones this morning :) He thinks he faced down another cat at the cat flap today, I was quite proud he didn't back away when the other cat came up to it (propped open to encourage them to start going in/out using it whilst I continue to try to be able to pick at least one of them up to shove them through it when it's closed so they get the idea that they can push it open). There was no hissing or anything from either cat, but when I leant forward from my chair and gave the other cat a good hard stare, that was when it left.

outside karl 13th may 2018 (2).jpg
 
If there isn't already a website filled with pictures of cats sleeping on the TV remote, then there should be.

*if there isn't, then it's my idea, I called bagsies, I own it now. It's 2018 though, someone will have thought of this already.
 
Stupid cat went through the whole ~4 hours of Eurovision without getting her arse off her chair and coming to sit on my lap.
 
She spent most of Saturday lounging in the coolest spot in the garden:

46680034.7083acb8.1600.jpg


:)
 
Two mice and a baby bird in the last 20 hours :( - some days I really struggle to love the furry psychos.
I've just fitted an exhaust to a car, which hasn't moved from its spot outside the house for a month or so. Underneath the car I found 4 dead rats (uneaten), the remains of 2 blackbirds and the tail of a mouse.

A few weeks ago, Bob was scratching at the window, and pranced in, all proud of himself, with a rat that was almost the size of him, in his mouth. He played with it for an hour, then got bored with it and dropped it at my feet.
It seems none of them will eat rat, but they have no issues killing them... Good cats! :D
 
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