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FHFA Announces Validation of FICO 10T and VantageScore® 4.0 for Use by Fannie Mae and Freddie Mac | FEDERAL HOUSING FINANCE AGENCY
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the validation and approval of both the FICO 10T credit score model and the VantageScore 4.0 credi
www.fhfa.gov
US housing market decline to worsen in 2023, Goldman Sachs warns
Goldman Sachs has warned that the housing market downturn will get worse in 2023 when home price growth will reach a stall.
nypost.com
2008 was caused by sub prime debt .
Whilst inflation has caused the cost of living to increase, interest rates have also risen from effectively nothing, whilst still low in historic terms very much a boiling frog for those with debt to service. Also increasing are the number of articles relating to companies reducing their workforce....All of which impacts on debtors being able to meet their payments on the loans that they have to service....Then they make it easier for those with poor credit history to get on the housing ladder....