Mrs Magpie
On a bit of break...
...and they were, apart from one, the kids whose parents paid for private tuition.
come to West Norwood
I'm moving into Brixton Square soon with my girlfriend (who is black). She wants to know if she will be the only black person in the village?
Tony, there are hardly any universal benefits. There's Child Benefit and the State Pension, Winter Fuel Allowance for the over 65s/68s, and a couple more. That's it
Did you ever bother to differentiate between opposition to removal of Child Benefit per se and the deliberate erosion of the principle of universality? People don't appear to realise that the next step may well be to (purely because it's the greatest cost to the Treasury) progressively limit the State Pension until it's only available to a residual number of claimants.
That £500 per week includes any Housing Benefit and Council Tax Benefit, if claimable. If that family of, lets say 2 adults and 2 kids, is in a 3-bedroom Housing Association dwelling in the south-east, that's 50-60% of their total figure gone in rent. Council tax for a 3-bed (so band C or above) in the southeast is going to run to £1000-1200 a years, so that's another £20-25 a week gone, and what you're left with is just enough to keep the wolf from the door if you don't have any emergencies. If any of your white goods break down, you're donalded.
Many of us paid in on the premise that NI was, you know, insurance! That if the worst happened, we had something to fall back on. I have a sense of entitlement purely because the state, well into the '90s, took my money and told me I was entitled to certain things because they were taking my money.
The long-term unemployed aren't a massive issue.
But given the finite resources that the state has, the welfare state is now too big. Universal benefits were a mistake and it is good they are being gradually rolled back.
My Black British friend who grew up in Brixton would reckon she will be in the minority in the Village.
I have lived in Brixton for years. I always thought it was a desirable place to live. I do not need/ never have needed Brixton to be validated by anyone else.
You mention East End. Like Brixton the issue is not change but the fact that in near future it will be simply unaffordable for new people to come to parts of London unless they are well off.
So my criticism of what is happening to London is that its gradually becoming a playground for the well off.
The blame is being put solely on hipsters?
I think you need to look up my posts. I post up here about housing/ "regeneration" etc. Among other topics.
You are making a generalization.
I remember the 70s and 80s. Racism was more than saying some unkind words about "hipsters". You cannot make an equivalence between the two. Racism is about something someone cannot help- the colour of there skin. Race is not the same as lifestyle and fashion choices.
Your detailed and reasoned responses are refreshing compared to some people on this board!
Agreed re: your last point. I'm 30 and I've worked without a break since finishing uni. If I lost my job I'd claim every benefit possible, without shame as I've earned it. But I do not expect to receive thing such as child benefit / winter fuel payments whilst I have a decent income.
I've heard those numbers re: the benefits cap before. It all comes down to housing costs in my mind. In the South, housing is too expensive. It is a pity the government isn't attempting to increase the supply of housing.
What does "too big" mean, though?
Too big to be affordable?
Too big for your liking?
Too big to be able to operate efficiently?
What?
As for "finite resources", that's not exactly a new problem, and yet, for example, there was no wish or requirement to demolish the principle of universality for around 50 years post-Beveridge. "Finite resources" are an excuse to shift welfare out of public hands into private, thereby minimising expenditure "at the faucet" of public need, and maximising it as private profit.
You're great at trotting out the soft-right tropes about the welfare state. The problem is that few of them play beyond the circle of believers they're written for. They don't stand up to serious analysis.
Your mum.
If someone turned around and said that their criticism of London is that its gradually becoming a playground for the poor, would it be regarded as an appropriate or reasonable comment to make?
I've said it beofre, and I'll doubtless say it again until people are heartily sick of hearing it, but neither this government nor a Labour government or any form of coalition government can or will increase the housing supply by a volume significant enough to lower rental and purchase prices. To do so would undermine one of the crutches our limping economy is relying on to keep our recession moving on a plateau rather than downhill.
Mere stripling! My eldest is 39 this year!I'm 30
Too big to be affordable.
Gordon Brown was running large deficits during a time of good economic growth and strong tax receipts. Much of this was due to massive expansion of the state (including the welfare state).
State support should always be there. But there isn't an endless pot of money to fund everything that people want. Focusing on the essentials is key.
it will be interesting to see what the reductions in housing benefit does to rents / house prices. removing a floor to the market should force prices down.
I've already taken in people who can't afford to live in rented places in London any more....and I've had a phone call tonight already asking for a bed for the night on my sofa. I'm already living in interesting times.It would be interesting to see mass evictions and homelessness would it not?
I've already taken in people who can't afford to live in rented places in London any more....and I've had a phone call tonight already asking for a bed for the night on my sofa. I'm already living in interesting times.
Thankfully my old school no longer exists.
agreed. a rapid 30% fall in residential property values would crush our banks.
but people need to realise that a house is a place to live. not an investment.
a gradual decline or long term stagnation in house prices would be fantastic news.
it will be interesting to see what the reductions in housing benefit does to rents / house prices. removing a floor to the market should force prices down.
It isn't, though. It only appears unaffordable because costs are measured against receipts accepted. Police receipts better (i.e. harden the dividing line between tax avoidance and tax evasion, and then act ruthlessly with those who cross the line) and things are no longer unaffordable. Hartnett alone knocked the Exchequer for about £4 billion (split it over the decade the screw was running and you've got £400 million a year) from a single corporate taxpayer. Even if we use the Treasury's own £45 billion a year figure of 2011, that's a fair degree of "affordability" escaping for ideological reasons (one of which is, of course, the residualisation of the "welfare state").
As I've mentioned elsewhere, Brown was running up those deficits on sound independent advice. "It's fine to go into the red at this stage of the economic cycle, Chancellor!". Neither Brown nor those consultants and economists who gave him such advice saw "the credit crunch" coming.
As for "expansion of the welfare state", the only expansion was a tax credit system that replaced other methods of redistribution and enhanced uptake, all budgeted for anyway. Cost expansion mainly resided in the infrastructure programmes for the NHS and DfE, much of which was undertaken through the ridiculously cost-ineffective PFI and PPP programmes.
Oh my, my favourite cliché, the one about the "endless pot of money"!
We're all well aware that funding is limited. It's writ large on our lives. We also know that funding is being progressively limited at source for ideological reasons, not because the limited resources of the Treasury are anywhere near exhaustion!
It would be interesting to see mass evictions and homelessness would it not?
It'd be interesting to see the political effect(s), but hardly interesting to see the social and personal damage to individuals and communities.
Mine is luxury flats.