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The Cycling Chat Thread

You might want to replace those CF bars "Pronto" as they look marred and there is a small but finite chance they'll fail. It's not like weight saving is a consideration anyway so fuck knows why they are on there.

Those are drum brakes not discs so don't buy disc pads for them.
 
I have an older version of that Pashley which has been my freight/dad bike, though currently out of action as I accidentally undid the Sturmey-Archer hub when putting the wheel back on. The front basket is a perfect fit for a collapsed Babyzen yo-yo pushchair, just secure it with a bungy.
 
What Tom said + links

HMRC mileage rules

https://www.cyclinguk.org/article/campaigns-guide/tax-incentives

If the company pays it then you may need to declare tax on it (although you are still ahead) - depending on your normal place of work.

If the company doesn't pay anything, then you can still claim the 20p per mile cost of cycled business trips on your tax return. tax-relief-for-employees/vehicles-you-use-for-work

Depending on whenever you are an employee or working through your own Co as a consultant outwith IR35 could also impact your normal place of work

Fun fact:
If you even once had to wfh because covid, then you can potentially claim £6 per week for 52 weeks of the year against your tax tax-relief-for-employees/working-at-home. You can do it on your tax return or through your payslip - there is a how-to and questionairre on the link just given
Non govt links : /working-from-home-tax-relief/ :
Martin Lewis

Get £125 tax back to spend towards the N+1

You'd have to have a fairly slack employment contract for them to have not kept your workplace as 'the office' even if you were currently working from home. So I'd say it was very unlikely you could claim your 20p per mile.

Having said that it amazed me when I worked in education how they effectively subsidized free parking, which just encouraged lots of staff to drive to work for what were short distances, while there wasn't so much as a cycle shed in one of the places..
 
Think I'm focusing more on the tax and if you can claim the 20p as an allowance, rather than whether you can claim the 20p for your employer (Although if using umbrellas and or outside IR 35 you are the employer and can set such policies)

Parking tax free has been a thing for ages and arguably should have gone the way of generous company car tax benefits in the last century

Still - this is cycling chat thread, so apologies for straying into the territories of both Tax Return Blues and Anti Car threads
 
That's quite a rig! Did you build it yourself?
No, someone I know built it, sold it (I was gutted), and then it was re-sold. Done a bit of tweeting on it, but the basic set up was his. I love it. Will have to change a few bits to meet my needs.

I can build track bikes and fixies, and have done a few over the years, but when it comes to groups etc I get lost.
 
You'd have to have a fairly slack employment contract for them to have not kept your workplace as 'the office' even if you were currently working from home. So I'd say it was very unlikely you could claim your 20p per mile.

Having said that it amazed me when I worked in education how they effectively subsidized free parking, which just encouraged lots of staff to drive to work for what were short distances, while there wasn't so much as a cycle shed in one of the places..
Employees are compensated by their employers, not HMRC
 
Employees are compensated by their employers, not HMRC

The point of the mileage rates allowance is that usually you can be paid that by your employer without it becoming a taxable benefit for business travel. However it isn't allowable for travelling to your normal place of work.

If your employer doesn't pay you anything for business travel (which would be unusual)- i.e. travel to anywhere that isn't your place of work, then per the links posted up, you can claim 20p per mile expense - though that'll be offset against your income, so, per my understanding of the rules, you'll get tax relief at whatever your marginal rate is. - i.e. you won't be paid 20p per mile, but the income you have to pay tax on will be reduced. If someone knows different from experience then fine - I've never claimed it.

You can take TCs advice or not!
 
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The point of the mileage rates allowance is that usually you can be paid that by your employer without it becoming a taxable benefit for business travel. However it isn't allowable for travelling to your normal place of work.

If your employer doesn't pay you anything for business travel (which would be unusual)- i.e. travel to anywhere that isn't your place of work, then per the links posted up, you can claim 20p per mile expense - though that'll be offset against your income, so, per my understanding of the rules, you'll get tax relief at whatever your marginal rate is. - i.e. you won't be paid 20p per mile, but the income you have to pay tax on will be reduced. If someone knows different from experience then fine - I've never claimed it.

You can take TCs advice or not!
I don’t understand any of that. Never mentioned taxes.
It’s just an expense claim, so it comes through wages, not tax relief. And it’s paid for normal commuting, not business expenses. I don’t work for a business, but local government.
 
I'm surprised if they are paying it for normal commuting. But you'd have to declare it as taxable income (unless they've got some dispensation from HMRC - I have no idea if they could get this).

If they're paying you 20p per mile for business travel (which isn't your normal commute) then its tax free.

ETA: Anyway - as others have said - check the internal stuff. If they're running a 'cycle to work' scheme, this isn't the same as getting paid expenses for cycling to work.
 
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I'm surprised if they are paying it for normal commuting
I have some vague memory that some councils did offer this as an incentive for people to cycle to work.

Logically it would be counted as a taxable benefit i think, as a commute is not a business expense (even though you only do the journey because of work...)
 
I’m often bobbing down to Toolstation, Wilkos or the bank for work on my bike, perhaps once a week on average, but likely less than a mile round trip for each journey so don’t think I could be arsed doing the form. I have done longer trips so maybe should put in for those, I do if I use the car as there is a cost to me involved (and a higher reward rate). It must save work a few quid as if I walked it I’d be costing them a lot more, my time is more than 20p a minute.
 
I have some vague memory that some councils did offer this as an incentive for people to cycle to work.

Logically it would be counted as a taxable benefit i think, as a commute is not a business expense (even though you only do the journey because of work...)
If it comes from an employer, wouldn’t it just be calculated by PAYE anyway?
 
If it comes from an employer, wouldn’t it just be calculated by PAYE anyway?

Yeah, you won't need to worry about the calculation but I think you'll pay tax on anything claimed for the commute, whereas anything claimed for cycling during work time on work business would not be taxable, so it might change your expectation of how much more you might end up getting from this.
 
Ok so, in summary
If work travel from your normal place of work: your employer can pay you 20p per mile tax free - no need to do a tax return for this reason alone
If they don't pay you, or pay you less, you can put the difference on your tax return - and get relief at your marginal rate

Travel from home to work: no tax relief or, if employer pays you for it, it is a taxable benefit

If you are self employed, or work through your own company outwith IR35 then you can (depending on individual facts) claim that home is your normal place of work and therefore get the mileage every time you leave the front door for work. (The outside IR35 thing has a 24 month cut-off to be considered)
Don't forget the WFH allowance I mentioned in a previous exciting contribution to this thread

If you can really be arsed, start here (EIM3800)


Anyway - this is about bikes
Here is my bike
IMG_6607.jpeg IMG_6608.jpeg
 
You have a tailfin. Looked at them before, any good?
Yes - you get what you pay for. Also email them if questions - they are very helpful

I went carbon rack and UD panniers.
Also got a top pack, but haven't used that yet (although be aware that it can't be fully filled as the saddle gets in the way. Also you would need to move your lights off the seat stem)

ps - checked my records - I worked outside IR35 for 7 years,. In that time I clocked up nearly £3k of cycle mileage to and from clients, meaning a £1.2k tax saving. Which is nice
 
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