I've got the top tier, mainly because when I was off with covid I wanted to play ghost of tsushima, and it was £12 to upgrade...... When I thought about it if you pay yearly it works out at about £8 a month or something and I was paying £6 on a monthly basis.
I haven't used it as much as I should, but I did play through ghost of tsushima and I've played about half of stray, and I've downloaded fallout 4 to play. I was hoping my partner might play stuff like worms and some of the classics catalogue but she hasn't yet. She may when she has time off I guess.
Game streaming works well, the catalog of games could be a little better, but its not terrible. I've got my partner to bring home her PSP from her dads too as apparently I can sign in on that too.