Signing up to these private gyms is like signing up to a mobile phone, or a bank loan. For the most part, the gym companies get the membership financed by a bank or finance company. And if you fall behind on your gym membership, it's like falling behind on an unsecured loan. I think that the council sites are the only ones you can trust.hmmm I spent quite a bit of time researching reviews for this chain online last night and they were pretty awful tbh. Lots of warnings about being tied into quite dodgy contracts and awful management etc.