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Moving to Portugal

Have a go at it . There is an Internet finance page cos I use it to pay the council tax and car tax. If you end up working and tax in Portugal you'll need it . Fiscal number is essential to register on that site . After you move you'll prob need to get a social security number. The thing with the Portuguese govts sites is that sometimes the section you need isn't in English . if you use google translate or chrome it's hard sometimes to input . I tend you have one browser in Chrome that translates and another in Firefox that had it in the original language . Lots of messing but better than waiting hours in some office .
 
My experience:

NIF + Título de residência : easy 90 mins, done in one day. (Tax Nº and establishing yourself as EU person residing in Eu country)

NISS, SNS, Rental contract: multiple visits, delays, people telling me it wasnt possible, youre in the wrong office (Social security, national health)
 
Good - Friendly, really kind and generous people generally, good food, great wine, interesting culture, lots of places to explore, "outward looking" mentality of the Portuguese, fun cities, lots of outdoor sports hobbies/activities you can do, good affordable public transport most areas, good sense of community and social solidarity, festivals and regional celebrations, more holidays than the UK, established ex-pat communities most places, easy to get by in English, healthy, easy to get work teaching English, quality of life overall, lots of passionate hard-working educated people, most things are easier than they used to be.

Bad - Low wages, high taxes, poverty, Lisbon-centric, mass tourism and its impact, a degree of resentment against tourists/foreigners, quite a homogeneous culture, outside of Lisbon you will probably get bored culturally/musically/socially compared to the UK, everyone smokes, fairly shit healthcare system compared to UK/Spain, often expensive - cars, technology, imported goods etc, bureaucracy (like Spain, no one knows the answer or there are several answers or there is some reason why something simple can't be done), can be cold and miserable in winter, very hot in summer, very limited job opportunities outside Porto & Lisbon, the Portuguese can be miserable fuckers, legacy of racist and imperialist colonial history, hard to learn Portuguese unless you're motivated but it's important to do so for important things and you really should.

I've traveled in Portugal a lot and have a fair few friends living there, so that's my take on it. I can get by in Portuguese and that opens many doors. If you can work remotely and earn like 2000 quid or more a month you are set and will really have a great time living there, but don't rush into buying property or committing yourself, take it slowly. It's like everywhere - some of the frustrating things are also some of the best elements.
 
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I’m prone to rushing in!

Need to do some investigating into whether registering for NIF/residency has implications as far as having to do tax return/pay tax if we decide not to move there/only stay for a year.

There is also the 10 year foreigner tax free thing I need to look into more closely.

We would def rent at first, not least because we haven’t sold our house in London yet. And gods knows how that will go once we’ve been Borised!

I was Alpine walking yesterday and fanaticising about having a much simpler and more sustainable lifestyle..
 
Can I ask why you've picked Portugal rather than Spain or Italy shakespearegirl if your partner speaks Spanish and Italian?

Partially because he speaks those languages and I feel really dependent on him to communicate (or it’s just easier so I don’t make the effort).

Portugal just feels more open and welcoming than Spain or Italy and the nice bits of these counties are expensive.
 
Partially because he speaks those languages and I feel really dependent on him to communicate (or it’s just easier so I don’t make the effort).

Portugal just feels more open and welcoming than Spain or Italy and the nice bits of these counties are expensive.
Thanks. I looked at moving to Spain a few years ago, but was nervous about buying property there. I've been thinking about Portugal recently, but the thought of learning a new language at my late age (I speak Spanish) has put me off. Then again, it could help stave off dementia.:)
 
Thanks. I looked at moving to Spain a few years ago, but was nervous about buying property there. I've been thinking about Portugal recently, but the thought of learning a new language at my late age (I speak Spanish) has put me off. Then again, it could help stave off dementia.:)

Yeah Mr Shakes is very concerned about buying property in Spain and Italy. Although Portugal has lots of issues with tracing property ownership from what I read.

There are so many beautiful abandoned houses in Portugal due to inheritance disputes.
 
I’m prone to rushing in!

Need to do some investigating into whether registering for NIF/residency has implications as far as having to do tax return/pay tax if we decide not to move there/only stay for a year.

There is also the 10 year foreigner tax free thing I need to look into more closely.

We would def rent at first, not least because we haven’t sold our house in London yet. And gods knows how that will go once we’ve been Borised!

I was Alpine walking yesterday and fanaticising about having a much simpler and more sustainable lifestyle..
If you pay tax in UK on income earnt there you pay no tax in Portugal under the 'double tax agreement '. Having a NIF and residencia doesn't affect that. Obviously if you work in Portugal on the cards for a company / person in Portugal you'll pay tax in Portugal.
 
Looking at expat forums apparently you can make an appointment in London at MilleniumBCP (a bank?) and they can do your NIF for you, I’m going to call and see if this is still a possibility. There are some very ‘Brits’ In those expat boards...
 
Portugal is a good choice in terms of tax arrangements btw. Spain and Italy are both much much trickier regimes. No idea about Greece but I'd imagine it's not easy. If you were to die suddenly in Spain your family would be left with a massive financial pickle, I've heard Portugal is a fair bit easier.

Just get a NIF in Portugal there is a massive industry in sorting out simple things for useless expats. It can't be that hard if youre actually there.
 
Update, we spent a month in Porto and decided it’s definitely not for us, by the end of September the weather had already started to get a bit chilly.
We have decided to try a few more places, starting with Olhao in the Algarve for a couple of months from March. I’ve friends who live near there and decided to try somewhere coastal in the late winter to see if it’s too quiet for us or doable.
hoping we find where we want to settle by the December deadline for residency.
 
Update, we spent a month in Porto and decided it’s definitely not for us, by the end of September the weather had already started to get a bit chilly.
We have decided to try a few more places, starting with Olhao in the Algarve for a couple of months from March. I’ve friends who live near there and decided to try somewhere coastal in the late winter to see if it’s too quiet for us or doable.
hoping we find where we want to settle by the December deadline for residency.

Most of the Algarve is quiet during Winter tbh with many hotels , bars restuarants closing in the holiday areas but tbh if you live there you dont tend to go to the touristy areas anyway after the first six months. March is a good time to go as the weather gets warmer . Olhao is pleasant I think , great fish market and there are the small sandbank islands, all of that part of the coast to Spain including Tavira (my favourite) is good but they are relatively small places tbh . Property is generally cheaper in the east as there are less holiday lets but coastal properties tend to be more expensive than inland. Going to the other way to the central Algrave ,after Faro , which suprisngly enough is ok , avoid Villamoura and Quartera like the plague. Loule/Almancil/Santa Barbara are small towns which are quite pleasant , further along Paderene/ Boliqueme are also small towns. Albufera and the other coastal places are tourist but Lagos and Portimao are worth a look as near the coast and Portimao is also on the river a fairly lively working town and its not too touristy ( also has vegan restuarants) . In the central Algarve anywhere above the N125 is better value than the coast and more traditional.
 
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Ooh, thanks The39thStep, will take a look at the book.
I mainly chose Olhao as it’s a more traditional working Portuguese town rather that a holiday resort town. We looked at Tavira as well, but a good place to stay for a couple of months came up in Olhao first.
 
After that I suspect the only way in will be by the golden visa of buying a €500k house
I notice the Golden Visa regime has changed, no more visas for property investment in greater Lisbon or Porto...and now 10% tax on offshore pensions. Not unreasonable, of course..
(Information for UK nationals after December and other non-EU nationals)
 
I notice the Golden Visa regime has changed, no more visas for property investment in greater Lisbon or Porto...and now 10% tax on offshore pensions. Not unreasonable, of course..
(Information for UK nationals after December and other non-EU nationals)

the pension tax is fair enough! No info yet on post December options for UK people other than golden visas, so that is our deadline for being resident at the moment.
 
Well we are here. Holed up in Olhão. Not going to be any exploring for the foreseeable future but all seems very calm and controlled here. Plenty of food and wine on the shelves. Bit eerie as there is almost no one on the streets.
 
Well we are here. Holed up in Olhão. Not going to be any exploring for the foreseeable future but all seems very calm and controlled here. Plenty of food and wine on the shelves. Bit eerie as there is almost no one on the streets.
Yes very quiet here as well, in the afternoon all you can hear are the birds. Hardly any traffic . its like a permanent Sunday afternoon . When did you arrive ?
 
Well we are here. Holed up in Olhão. Not going to be any exploring for the foreseeable future but all seems very calm and controlled here. Plenty of food and wine on the shelves. Bit eerie as there is almost no one on the streets.
I always loved living in Porto, and Portugal. I’ll forgive you for going south. I hope that you will eventually be as happy there as I was.
 
Yes very quiet here as well, in the afternoon all you can hear are the birds. Hardly any traffic . its like a permanent Sunday afternoon . When did you arrive ?

been here for a week. Was staying with friends near Estoi before that. Definitely confirmed country life isn’t right for me!
Read that book you suggested, very interesting.
Managed to sit out in the sun on the roof terrace yesterday and Warmed up my chilled out my bones.. been raining quite a lot since we got here. Definitely need a house with heating long term. Where we are doesn’t have any so we are snuggled under the duvet on the sofa by 6pm.
 
been here for a week. Was staying with friends near Estoi before that. Definitely confirmed country life isn’t right for me!
Read that book you suggested, very interesting.
Managed to sit out in the sun on the roof terrace yesterday and Warmed up my chilled out my bones.. been raining quite a lot since we got here. Definitely need a house with heating long term. Where we are doesn’t have any so we are snuggled under the duvet on the sofa by 6pm.

I always think I feel the damp in the air here during winter/spring nights. Dunno what sort of place you have but most older houses are single wall sandstone which means that the rain or damp very often collects in the walls . We are all used to central heating but its pretty much only new apartments that might have it here. Electrics expensive and there is no piped gas here verything is bottled. I've got a log burner , bought some heavy curtians, have some rugs down in the living room in the winter till about this month. I have some portable oil filled radiators that I put on 30 mins before go to bed which takes the chill off , got tiled floors so have slippers etc etc . All minor adjustments.
 
Well an update some months on! We are now residents of Portugal. Met some nice people, and some truly twatty rah rah expats who we are learning quickly to avoid. Portuguese are generally lovely and welcoming. Trying to find a house to buy, it’s a challenge. So far we’ve not found anything we both like that isn’t hugely overpriced. Loving the lifestyle. Lots of long nature walks in the sunshine. Was still 26 last week. Making an effort to learn the language but it’s not easy. It’s amazing how quickly we’ve adapted to a non crazy London lifestyle. Covid seems to have killed my career, not sure I’m terribly unhappy about that. Will need to find something to do at some point but can’t imagine going back to 12hr+ days. Would highly recommend!

Few snaps from last weeks Sunday walk from Fuseta to OlhaoAFA202CF-3A69-48E9-A3FC-BB7BB0FD7443.jpeg9DC43EEA-9CD7-48C3-BEF5-34A3754CF5BB.jpeg820FEEF4-EF6A-44F9-B269-1C91F9212A1D.jpeg99CAAA3E-A616-4E1A-8249-61EC84180E3D.jpeg
 
I like a day out in the East Algarve , decades ago I spent two consective holidays on the Isla de Armona using that as a base to explore. If you like to experiment with food theres an excellent little town called Santa Luzia which specialises in octopus.
 
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