Hellsbells
World's best procrastinator
Things are different here on the island. It's quite normal for exchange and completion to happen on the same day.
mortgage query
- Thread starter Hellsbells
- Start date
Things are different here on the island. It's quite normal for exchange and completion to happen on the same day.
Hellsbells
World's best procrastinator
Is it too soon to phone the solicitor....
Going a bit crazy here
Going a bit crazy here
cupid_stunt
Merry fecking Christmas.
No, ring them.
With our first purchase, we did, and discovered completion had occurred an hour or so before, the solicitor just hadn't got around to phoning the estate agents.
With our first purchase, we did, and discovered completion had occurred an hour or so before, the solicitor just hadn't got around to phoning the estate agents.
Hellsbells
World's best procrastinator
She's 'in a meeting'. It better be my meeting!
Hellsbells
World's best procrastinator
Hellsbells
World's best procrastinator
Hellsbells
World's best procrastinator
I hope that means you've completed and have the keys?
The keys are waiting for me. Collecting them at 5..... Will be a long hour and a half!
Will be sat on the floor of my new house drinking prosecco in a few hours.
Hellsbells
World's best procrastinator
i feel a bit sick 
colacubes
Mr Hot Cookie
cupid_stunt
Merry fecking Christmas.
Well done. 
When are you planning to move your stuff in?
When are you planning to move your stuff in?
Hellsbells
World's best procrastinator
Well done.
When are you planning to move your stuff in?
Gradually, over the next month. We're tied into a rental contract til the 3rd of May. First step is to clean, then get some decent furniture in. Can't believe how perfectly it's all worked out!
cupid_stunt
Merry fecking Christmas.
Hellsbells
World's best procrastinator
That's a nice position to be in, luxury in fact.
2 houses for a month
Useful if I have an argument with Mr Hellsbells
Hellsbells
World's best procrastinator
Does anyone know what happens with our mortgage payments now? Is the bank meant to get in touch with us to arrange monthly payments? Or will they just automatically start taking money?! No one's mentioned anything about this yet - another thing we're just expected to know!
colacubes
Mr Hot Cookie
They should write to you and let you know when first one is due. It'll probably be a month today for first payment unless you've specified a specific payment date.
Leafster
.
Congratulations Hellsbells ! Looks like you can take your time to move in
cupid_stunt
Merry fecking Christmas.
Didn't you complete & sign a direct debit mandate when the mortgage was arranged?
Otherwise I am sure they'll be in contact.
Otherwise I am sure they'll be in contact.
Hellsbells
World's best procrastinator
God knows. I've read and signed so many documents I've lost track of them all. Will have a look through everything over the weekend.
cupid_stunt
Merry fecking Christmas.
Let's hope those documents didn't include a death warrant.
Hellsbells
World's best procrastinator
It's safe to say you already signed agreement for the mortgage to be removed from your account each month!
Well done on getting through this all while seeming to not ask the professionals any questions
Trying to get hold of any professionals to get answers has been pretty much impossible. No one ever responds to emails or phone calls. Don't know what I'd do without Urban75!
Puddy_Tat
naturally fluffy
at least you are in the position of being at one end of a chain, not trying to do the selling and buying thing at the same time.
i have managed to avoid that so far, have only owned 2 places, bought one while i was renting so had an overlap, and bought the current place from landlord after renting it for a while, so didn't actually have to move or anything.
not sure it's going to be possible next time round and really not keen...
cupid_stunt
Merry fecking Christmas.
...and for the next 25 years.
hash tag
Books, not bombs
How's it going Hellsbells?
If I remember rightly, you were hoping to move in in May.
If I remember rightly, you were hoping to move in in May.
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