Mortgage advice for a blended family

[mod]

I would suggest that property is a much worse security than some form of easily realised asset. You don't know what anyone's housing needs are going to be in future, neither your daughters nor your own, and so attempting to second guess and provide for that is probably more problematic than helpful. That and landlordism is a social ill that should be discouraged.

I'd also add, and perhaps I shouldn't, that maintaining a property as a fallback option in the event your marriage should fail really doesn't say anything good about your marriage to begin with. By this I don't mean that you have a tangible problem as such, but that perhaps your thinking is not quite where it should be.

you were right to think that. We separated last year. Thank god I didn’t put the equity from my flat into a property with her.

 

[Smangus]

If you haven't already, make a will outlining your wishes and provide for your daughter, her siblings, your new partner etc . If you die without one intestacy rules will prevail and things may well not go to who you would like.

After you marry revisit it to see if it still reflects what you want taking your marriage and rules that kick in after it into account.

Congratulations btw