It's OK until that extra hole ends up having to be made in a solid (eg concrete) floor!
I was watching a YouTube video recently which suggested that, if you wanted to know how your existing system would cope with a heat pump, you should turn your boiler output temperature down to 50C, which implies that that's probably a typical flow temperature for a heat pump. I do think that there's a lot of rather black-and-white stuff going on around heat pumps, and that the truth lies somewhere in the middle, but I do also suspect that, like so many energy-saving initiatives in the past (double glazing, cavity wall infill, loft insulation, solar PV, etc) this one has also morphed into a bit of a "jobs for the boys" thing, with suppliers overselling the benefits just to get their foot in the door and their hands on the grant money, which does nothing to add credibility to the process.