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pension credit

campanula

diminished responsibilty
I am a bit baffled about this. Apparently, the level of income to be eligible for pension credit is currently £182 (ish) while the state pension is £185. Who gets pension credit then? Is this another cynical govt.measure to promise a benefit while deliberately ensuring the level of eligibility is targeted to be unattainable. Obvs, as a new pensioner with no other source of income, I applied for this, only to be told my pension was 'too high'. Is this like the legacy UC thing, where some people got paid one level of benefits while newer claimants got much less. Is this related to NI payments? Most annoyed to miss out on latest round of cost of living payments.
 
My understanding that the full state pension (the £ 185 thing) is only if you've paid enough NI credits over enough years. there will be a number of people reaching pension age who have taken years out of full time work for one reason or another but not been on benefits where they get NI contributions credited, so it's really aimed at them.

There used to be income support for pensioners (which again, i think was somewhere around or just under the level of the full state pension) and before that there used to be a 'supplementary pension' when income support was called 'supplementary benefit' - both aimed at people who for whatever reason didn't get the full state pension.
 
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