Urban75 Home About Offline BrixtonBuzz Contact

Loan on universal credit?

passenger

passenger

up and down...
I was wondering if I could get a loan, from the DWP as I am on universal credit and
i did get one before and have paid that back, my reason for the loan was a fridge-freezer
they allowed me 200 pounds, but really need the money, so do not want to miss my
chance of a second one I know it sounds easy, but I'm thinking too much about it :(

p.s I thought about an oven but I'm sure they don't loan that much on them
just need an idea to get as much as I can..... please
 
Last edited:
Oh help to get as much as you can? Flooding washing machine so damage repair and new washing machine? Do they check?
 
passenger said:
I was wondering if I could get a loan, from the DWP as I am on universal credit and
i did get one before and have paid that back, my reason for the loan was a fridge-freezer
they allowed me 200 pounds, but really need the money, so do not want to miss my
chance of a second one I know it sounds easy, but I'm thinking too much about it :(

p.s I thought about an oven but I'm sure they don't loan that much on them
just need an idea to get as much as I can..... please
Click to expand...
My mate said he needed 2 things and got £348 which I think is the max. Oven and microwave should take you to that.
 
Calamity1971 said:
My mate said he needed 2 things and got £348 which I think is the max. Oven and microwave should take you to that.
Click to expand...
When I tried to get one while in between jobs some time ago, I was told they didn't do loans any more, people could only get an advance payment if they'd just claimed universal credit and you were waiting for the first payment?

Although it's entirely possible I was told a load of bollocks by the DWP, wouldn't be the first time.
 
Try doing a Google search for your utilities providers +trust fund. Most of the bigger/older companies will have one. You should be able to apply for white goods, ie domestic appliances.

If your utilities providers don't have a trust fund, you could try British Gas Trust Fund, because you don't have to be one of their customers in order to apply.

You might need to get someone else to submit an application for you, maybe Citizens Advice or some other advice worker or support worker.

Also try your local council. They took over responsibility for the old DWP 'crisis grants' so ask them about local welfare assistance or whatever they call it.
 
AnnO'Neemus said:
When I tried to get one while in between jobs some time ago, I was told they didn't do loans any more, people could only get an advance payment if they'd just claimed universal credit and you were waiting for the first payment?

Although it's entirely possible I was told a load of bollocks by the DWP, wouldn't be the first time.
Click to expand...
I got one ages ago. I needed repairs for my car to get to work. The guy said 'we cant do it for that'. He did however say, 'is your oven broken,' ? 'We can give you one for that'. One of the good guys I suppose.
Of course I said yes my oven is shagged.
 
Maybe its not ideal and you'd like a new one but there's lots of decent ones offered free on freecycle and Facebook marketplace.
 
You must log in or register to reply here.

Similar threads

newme
Universal Credit - Weird Payment Amount?
Replies
3
Views
220
newme
newme
C
pension credit
Replies
1
Views
238
Puddy_Tat
Puddy_Tat
P
Universal credit process for new claims and housing costs
Replies
3
Views
367
Puddy_Tat
Puddy_Tat
jeff_leigh
Having an issue with Job Seekers Allowance National Insurance Credits
Replies
11
Views
338
jeff_leigh
jeff_leigh
F
Universal Credit: Open ended sanctions?
Replies
3
Views
595
Cado
C
Back
Top Bottom