David Clapson
Well-Known Member
This thread is prompted by a discussion in the Brixton forum Brixton news, rumours and general chat - September 2017 I'm no expert but I might as well start it off. In recent times hackers have been getting into huge databases full of members' account info, for example LinkedIn, adobe.com, last.fm, dailymotion, myspace, Equifax, Sony and many, many more. Your email address is probably in a hacked database. Maybe the hackers also got the password you were using for that account. Maybe they've sold your info to criminals who will try to take over your online shopping accounts or open some sort of credit account in your name. Or maybe they'll send a phishing email to all your friends.
The best defence is to use a different password for each of your accounts. Another thing you can do is enter your email address(es) at haveibeenpwned.com. This is a free service which you can trust. Have I Been Pwned? - Wikipedia. It tells you which of the databases you're in has been hacked in the past. Best of all, you can use the 'Notify Me' service to get a warning by email the next time hackers get into a database you are in. This service is also free, and there's no spam. (I've been using it for 2 years.) It gives you a heads-up so you can change your password before it gets used to defraud you. (You can even check whether the hackers have your passwords here: haveibeenpwned.com/Password)
Another way you can be screwed is if you lose your phone/tablet/laptop - it might have your online shopping account details in it. (Shortly after I left my phone on the bus, someone took over my ebay account and listed lots of Macbooks for sale.) For this reason it might be a good idea to say No when Chrome asks if you want to save your password. You can also set passwords on your devices so that they automatically lock after a short time. This might stop criminals from getting at your data. But I'm no expert in this either. Hopefully somebody will be along in a minute with chapter and verse.
The big credit file companies, i.e. Experian, Equifax and a couple of others, are always trying to scare people into signing up for an expensive service. But their ads seem deceitful...I don't know of anything useful they do which you can't do for free. But this is another thing I'm no expert in!
If all this is TLDR, just remember to use a different password on every site. If you can be arsed to do that, you'll be one of the safest people in the world!
The best defence is to use a different password for each of your accounts. Another thing you can do is enter your email address(es) at haveibeenpwned.com. This is a free service which you can trust. Have I Been Pwned? - Wikipedia. It tells you which of the databases you're in has been hacked in the past. Best of all, you can use the 'Notify Me' service to get a warning by email the next time hackers get into a database you are in. This service is also free, and there's no spam. (I've been using it for 2 years.) It gives you a heads-up so you can change your password before it gets used to defraud you. (You can even check whether the hackers have your passwords here: haveibeenpwned.com/Password)
Another way you can be screwed is if you lose your phone/tablet/laptop - it might have your online shopping account details in it. (Shortly after I left my phone on the bus, someone took over my ebay account and listed lots of Macbooks for sale.) For this reason it might be a good idea to say No when Chrome asks if you want to save your password. You can also set passwords on your devices so that they automatically lock after a short time. This might stop criminals from getting at your data. But I'm no expert in this either. Hopefully somebody will be along in a minute with chapter and verse.
The big credit file companies, i.e. Experian, Equifax and a couple of others, are always trying to scare people into signing up for an expensive service. But their ads seem deceitful...I don't know of anything useful they do which you can't do for free. But this is another thing I'm no expert in!
If all this is TLDR, just remember to use a different password on every site. If you can be arsed to do that, you'll be one of the safest people in the world!